Investment options of HAVERTY FURNITURE COMPANIES, INC. THRIFT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| SCHWAB LNDEXED RET 201U L |
| SCHWAB TNDEXED R FT 2015 T |
| SCHWA A INDEXED RET 2020 I |
| SCHWAB INDEXED RET 2025 I |
| SCHWAB TNDEXED RF. T 2030 T |
| SCHWA D INDEXED RET 2035 I |
| SCHWAB LNDEXED RET 2040 L |
| SCHWAB TDEXED RFT 2045 T |
| SCHWA INDEXED RET 2050 I |
| SCHWAB INDEXED RET 2055 L |
| SCHWAB TDEXED RFT 2060 T |
| SCHWA D INDEXED RET 2065 I |
| PCRA SELF-DIRECTED BROKERAGE ACCOUNT |
| AMERICAN BEACON LG CAP VALUE REGISTERED INVESTMENT COMPANY |
| COLUMBIA SHORT TERM BOND INST3 REGISTERED INVESTMENT COMPANY |
| DODGE & COX BALANCED FUND REGISTERED INVESTMENT COMPANY |
| EUROPACIFIC GROWTH R6 REGISTERED INVESTMENT COMPANY |
| FIDELITY 500 INDEX REGISTERED INVESTMENT COMPANY |
| FIDELITY MID CAP INDEX REGISTERED INVESTMENT COMPANY |
| METROPOLITAN INVEST TOTAL RETURN BOND P REGISTERed INVESTMENT COMPANY |
| PRINCIPAL SMALL CAP S&P 600 REGISTERED INVESTMENT COMPANY |
| SCHWAB VALUE ADV MONEY ULTRA REGISTERED INVESTMENT COMPANY |
| T ROWE PRICE LARGE CAP GROWTH I REGISTERED INVESTMENT COMPANY |
| VANGUARD INFLAT TON PROTECT ADM REGISTERed INVESTMENT COMPANY |
| VIRTUS DUFF PHELPS RELS SEC R6 REGISTERed INVESTMENT COMPANY |
Investment model portfolios
We provide two types of investment model portfolios for HAVERTY FURNITURE COMPANIES, INC. THRIFT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HAVERTY FURNITURE COMPANIES, INC. THRIFT PLAN