Investment options of GILSANZ MURRAY STEFICEK LLP ENGINEERS AND ARCHITECTS 401(K) PLAN
Total Available Funds: 43
| Investment Description |
|---|
| FIDELITY FREEDOM BLEND 2015 FUND |
| FIDELITY FREEDOM BLEND 2020 FUND |
| FIDELITY FREEDOM BLEND 2025 FUND |
| FIDELITY FREEDOM BLEND 2030 FUND |
| FIDELITY FREEDOM BLEND 2035 FUND |
| FIDELITY FREEDOM BLEND 2040 FUND |
| FIDELITY FREEDOM BLEND 2045 FUND |
| FIDELITY FREEDOM BLEND 2050 FUND |
| PRIMECAP OBLIGATIONS FUND |
| PRIMECAP STOCK FUND |
| PRIMECAP BOND FUND |
| AMERICAN FUNDS CLASS A |
| AMERICAN FUNDS CLASS B |
| AMERICAN FUNDS CLASS C |
| ... |
| AMERICAN FUNDS CLASS Z |
| KKR & CO INC |
| LULULEMON ATHLETICA INC |
| LVMH MOET HENNESSY LOUIS VUITTON |
| MARRIOTT INTERNATIONAL-CL A |
| MASTERCARD INC - A |
| MERCADOLIBRE INC |
| META PLATFORMS INC-CLASS A |
| MICROSOFT CORP |
| NETFLIX INC |
| NIKE INC - CL B |
| NORTHROP GRUMMAN CORP |
| NOVO-NORDISK A/SPONS ADR |
| NVIDIA CORP |
| S&PGLOBAL INC |
| SALESFORCE.COM INC |
| SCHLUMBERGER LTD |
| SNOWFLAKE INC-CLASS A |
| SPOTIFY TECHNOLOGY SA |
| T-MOBILE US INC |
| TESLA INC |
| THERMO FISHER SCIENTIFIC INC |
| TJX COMPANIES INC |
| TRADE DESK INC/THE - CLASS A |
| UBER TECHNOLOGIES INC |
| UNITEDHEALTH GROUP INC |
| VERTEX PHARMACEUTICALS INC |
| VISA INC-CLASS A SHARES |
Investment model portfolios
We provide two types of investment model portfolios for GILSANZ MURRAY STEFICEK LLP ENGINEERS AND ARCHITECTS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GILSANZ MURRAY STEFICEK LLP ENGINEERS AND ARCHITECTS 401(K) PLAN