Investment options of FUTAMURA, USA INC. RETIREMENT PLAN
Total Available Funds: 28
| Investment Description |
|---|
| ROYCE SMALL CAP OPPORTUNITY MUTUAL FUND |
| JPMORGAN US APPLIED DATA SCIENCE VALUE MUTUAL FUND |
| INVESCO CORE BOND MUTUAL FUND |
| COLUMBIA LARGE CAP GROWTH III MUTUAL FUND |
| JPMORGAN EQUITY INDEX MUTUAL FUND |
| COLUMBIA ACORN MUTUAL FUND |
| ALLIANCEBERNSTEIN DISCOVERY VALUE A MUTUAL FUND |
| AMERICAN CENTURY HERITAGE MUTUAL FUND |
| FIDELITY ADVISOR HIGH INCOME MUTUAL FUND |
| FIDELITY ADVISOR STRATEGIC INCOME MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2010 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2015 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2020 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2025 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2030 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2035 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2040 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2045 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2050 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2055 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE 2060 MUTUAL FUND |
| FIDELITY ADVISOR NEW INSIGHTS MUTUAL FUND |
| FIDELITY ADVISOR INTERNATIONAL DISCOVERY MUTUAL FUND |
| FIDELITY ADVISOR STOCK SELECTOR LARGE CAP A MUTUAL FUND |
| FIDELITY ADVISOR STOCK SELECTOR SMALL CAP A MUTUAL FUND |
| FIDELITY MIDCAP INDEX MUTUAL FUND |
| FIDELITY SMALLCAP INDEX MUTUAL FUND |
| FIDELITY ADVISOR STOCK SELECTOR ALL CAP A MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for FUTAMURA, USA INC. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FUTAMURA, USA INC. RETIREMENT PLAN