Investment options of FORBES RETIREMENT PLAN
Total Available Funds: 30
| Investment Description |
|---|
| FIDELITY FREEDOM 2020 |
| FIDELITY FREEDOM 2025 |
| FIDELITY FREEDOM 2030 |
| FIDELITY FREEDOM 2035 |
| FIDELITY FREEDOM 2040 |
| FIDELITY FREEDOM 2045 |
| FIDELITY FREEDOM 2050 |
| FIDELITY FREEDOM 2055 |
| FIDELITY FREEDOM 2060 |
| FIDELITY FREEDOM 2065 |
| FIDELITY CONTRAFUND |
| FIDELITY CAPITAL APPRECIATION FUND |
| FIDELITY HIGH INCOME FUND |
| FIDELITY LOW PRICED STOCK FUND |
| FIDELITY INTERNATIONAL GROWTH FUND |
| FIDELITY SMALL CAP DISCOVERY FUND |
| FIDELITY SMALL CAP VALUE FUND |
| FIDELITY 500 INDEX |
| FIDELITY EXTENDED MARKET IDX |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY STRATEGIC INCOME FUND |
| FIDELITY TOTAL BOND FUND |
| FIDELITY TREASURY ONLY MM |
| FIDELITY SHORT TERM BOND INDEX FUND |
| JANUS HENDERSON TRITON FUND T |
| JPMORGAN MID CAP VALUE FUND A |
| INVESCO DIVERSIFIED DIVIDEND FUND R5 |
| PIMCO REAL RETURN FUND ADMINISTRATIVE CLASS |
| NEUBERGER BERMAN MID CAP GROWTH FUND TRUST |
| WELLS FARGO EMERGING MARKETS EQUITY FUND ‐ CLASS ADMIN |
Investment model portfolios
We provide two types of investment model portfolios for FORBES RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FORBES RETIREMENT PLAN