Investment options of F.O.G. ENTERPRISE 401K RETIREMENT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| 500 INDEX FUND POOLED SEPARATE ACCOUNT |
| DFA EMERGING MARKETS VALUE FUND POOLED SEPARATE ACCOUNT |
| DFA U. S. SMALL CAP FUND POOLED SEPARATE ACCOUNT |
| EUROPACIFIC GROWTH FUND POOLED SEPARATE ACCOUNT |
| FRANKLIN SMALL- MID GROWTH FUND POOLED SEPARATE ACCOUNT |
| INTL EQUITY INDEX FUND POOLED SEPARATE ACCOUNT |
| INVESTSCO OPP INTL GROWTH FUND POOLED SEPARATE ACCOUNT |
| INVESTSCO SMALL CAP GROWTH FUND POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2020 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2025 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2030 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2035 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2040 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2045 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK MULTIMANAGER 2050 LIFETIME POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK LIFESTYLE AGGRESSIVE ACTIVE STRATEGY POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK LIFESTYLE BALANCED ACTIVE STRATEGY POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK LIFESTYLE CONSERVATIVE ACTIVE STRATEGY POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK LIFESTYLE GROWTH ACTIVE STRATEGY POOLED SEPARATE ACCOUNT |
| JOHN HANCOCK LIFESTYLE MODERATE ACTIVE STRATEGY POOLED SEPARATE ACCOUNT |
| MID CAP INDEX FUND POOLED SEPARATE ACCOUNT |
| MONEY MARKET FUND POOLED SEPARATE ACCOUNT |
| OPPENHEIMER INTL BOND FUND POOLED SEPARATE ACCOUNT |
| SMALL CAP INDEX FUND POOLED SEPARATE ACCOUNT |
| TOTAL STOCK MARKET INDEX FUND POOLED SEPARATE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for F.O.G. ENTERPRISE 401K RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for F.O.G. ENTERPRISE 401K RETIREMENT PLAN