Investment options of FLETCHER TILTON PC PROFIT SHARING PLAN AND TRUST
Total Available Funds: 29
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS 2030 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2020 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2010 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2045 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2040 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2055 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2060 TARGET DATE RETIREMENT FUND CLASS R-3 |
| AMERICAN FUNDS AMERICAN FUNDS 2015 TARGET DATE RETIREMENT FUND CLASS R-3 |
| COLUMBIA COLUMBIA DIVIDEND OPPORTUNITY FUND CLASS A |
| EATON VANCE EATON VANCE ATLANTA CAPITAL SMID-CAP FUND CLASS A |
| T. ROWE PRICE T. ROWE PRICE BLUE CHIP GROWTH FUND CLASS R |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY GOVERNMENT MONEY MARKET FUND |
| BNY MELLON BNY MELLON WORLDWIDE GROWTH FUND, INC. CLASS A |
| JANUS HENDERSON JANUS HENDERSON TRITON FUND CLASS S |
| MFS MFS NEW DISCOVERY VALUE FUND CLASS R3 |
| VICTORY VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A |
| PRINCIPAL FUNDS, INC. PRINCIPAL SPECTRUM PREFERRED AND CAPITAL SECURITIES INCOME FUND CLASS R-3 |
| PUTNAM PUTNAM GLOBAL TECHNOLOGY FUND CLASS A |
| PIMCO PIMCO INCOME FUND CLASS A |
| FIDELITY INVESTMENTS FIDELITY ADVISOR MATERIALS FUND CLASS A |
| ALLSPRING ALLSPRING SHORT-TERM BOND PLUS FUND - CLASS A |
| JANUS HENDERSON JANUS HENDERSON HIGH-YIELD FUND CLASS T |
| PIMCO PIMCO STOCKSPLUS INTERNATIONAL FUND (U. S. DOLLAR-HEDGED) CLASS A |
| FIRST EAGLE FIRST EAGLE GOLD FUND CLASS A |
| COLUMBIA COLUMBIA BALANCED FUND CLASS A |
Investment model portfolios
We provide two types of investment model portfolios for FLETCHER TILTON PC PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FLETCHER TILTON PC PROFIT SHARING PLAN AND TRUST