Investment options of EYE CONSULTANTS OF ATLANTA, P.C. PROFIT SHARING PLAN AND TRUST
Total Available Funds: 35
| Investment Description |
|---|
| AMFDS AM MUT R6 |
| AMFDS EUROPACFC GR R6 |
| AMFDS INC FD AM R6 |
| BAIRD AGGREGTE BD INST |
| CLVRT EQ I |
| COHENSTRS REALEST SEC Z |
| DBLINE TTL RTN BD N |
| DE SMCAP VAL INST |
| FED GOV OBLGTNS PRMR |
| METWEST LOW DUR BD I |
| METWEST TTL RTN BD I |
| MFS INTL DIVRS R4 |
| NW INFL PRTCT SEC INST SVC |
| NW INV DEST AGGR R6 |
| NW INV DEST CNSRV R6 |
| NW INV DEST MOD AGGR R6 |
| NW INV DEST MOD CNSRV R6 |
| NW INV DEST MOD R6 |
| NW S P 500 INDX R6 |
| PARNASSUS COR EQ |
| PIONR FDMNTL GR Y |
| PIONR STRAT INC Y |
| TROWEPR BLUE CHIP GR |
| TROWEPR RTRMT 2020 |
| TROWEPR RTRMT 2025 |
| TROWEPR RTRMT 2030 |
| TROWEPR RTRMT 2035 |
| TROWEPR RTRMT 2040 |
| TROWEPR RTRMT 2045 |
| TROWEPR RTRMT 2050 |
| TROWEPR RTRMT 2055 |
| TROWEPR SCNC TECH |
| TROWEPR SMCAP VAL |
| VNGRD DIVD GR INV |
| VNGRD STRAT EQ INV |
Investment model portfolios
We provide two types of investment model portfolios for EYE CONSULTANTS OF ATLANTA, P.C. PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EYE CONSULTANTS OF ATLANTA, P.C. PROFIT SHARING PLAN AND TRUST