Investment options of EP WEALTH ADVISORS ADMIN, LLC 401(K) PLAN
Total Available Funds: 42
| Investment Description |
|---|
| INVESCO OPPENHEIMER INTERNATIONAL EQUITY FUND |
| DFA U. S. TARGETED VALUE PORTFOLIO INSTITUTIONAL FUND |
| DWS REAL ASSETS FUND |
| DOUBLELINE SHILLER ENHANCED CAPE FUND |
| FIDELITY TOTAL MARKET INDEX FUND |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY 500 INDEX FUND |
| FIDELITY SMALL CAP INDEX FUND |
| FIDELITY MID CAP INDEX FUND |
| HARBOR CAPITAL ADVISORS MID CAP VALUE FUND |
| OAKMARK FUNDS INTERNATIONAL FUND |
| T. ROWE PRICE LARGE CAP VALUE FUND |
| JP MORGAN LARGE CAP GROWTH FUND |
| NICHOLAS FUND NICHOLAS II |
| VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND |
| VANGUARD LIFESTRATEGY MODERATE GROWTH FUND |
| VANGUARD LIFESTRATEGY GROWTH FUND |
| VANGUARD TARGET RETIREMENT 2025 FUND |
| VANGUARD TARGET RETIREMENT 2035 FUND |
| VANGUARD TARGET RETIREMENT 2045 FUND |
| VANGUARD TARGET RETIREMENT 2060 FUND |
| VANGUARD TARGET RETIREMENT 2055 FUND |
| VANGUARD TARGET RETIREMENT 2050 FUND |
| VANGUARD TARGET RETIREMENT 2040 FUND |
| VANGUARD TARGET RETIREMENT 2030 FUND |
| WASATCH GLOBAL INVESORS CORE GROWTH FUND |
| AMERICAN CENTURY DIVERSIFIED BOND FUND |
| BAIRD ASSET MANAGEMENT CORE PLUS BOND FUND |
| BLACKROCK GLOBAL INCOME FUND |
| EATON VANCE HIGH INCOME OPPORTUNITIES FUND |
| FIDELITY U. S. BOND INDEX FUND |
| FIDELITY INFLATION‐PROTECTED BOND INDEX FUND |
| FIDELITY SHORT‐TERM TREASURY BOND INDEX FUND |
| GUGGENHEIM INVESTMENTS MACRO OPPORTUNITIES FUND |
| LOOMIS SAYLES BOND FUND |
| METWEST TOTAL RETURN BOND FUND |
| PIMCO INTERNATIONAL BOND FUND (U. S. DOLLAR‐HEDGED) |
| TCW EMERGING MARKETS INCOME FUND |
| VANGUARD LIFESTRATEGY INCOME FUND |
| VANGUARD TARGET RETIREMENT INCOME FUND |
| VANGUARD GNMA FUND |
| FRANKLIN TEMPLETON WESTERN ASSET CORE BOND |
Investment model portfolios
We provide two types of investment model portfolios for EP WEALTH ADVISORS ADMIN, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EP WEALTH ADVISORS ADMIN, LLC 401(K) PLAN