Investment options of ENVISION PHARMA, INC. 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| BLACKROCK INVESTMENTS, INC. BIACKROCK INFLATION PROTECTED BOND PORTFOLIO - INV A |
| DWS DISTRIBUTORS, INC. DWS CROC! EQUITY DIVIDEND FUND - S |
| STATE STREET GLOBAL MARKETS STATE STREET EQUITY 500 INDEX FUND -1 |
| BLACKROCK INVESTMENTS, INC. BLACKROCK MID CAP GROWTH EQUITY PORTFOLIO FUND - INV A |
| VFCTORY CAPITAL MANAGEMENT VICTORY SYCAMORE ESTABLISHED VSIUE FUND - A |
| T. ROWE PRICE T. ROWE PRICE TARGET 2025 FUND |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT BALANCED FUND - ADV |
| BLACKROCK INVESTMENTS, INC. BLACKROCK HIGH YIELD BOND PORTFOIIO - INV A |
| T. R OWE PRICE T. ROWE PRICE TARGET 2005 FUND |
| T. ROWE PRICE T. ROWE PRICE TARGET 2030 FUND |
| T. ROWE PRICE T. ROWE PRICE TARGET 2015 FUND |
| PRUDENTJAI INVESTMENTS, LLC PGIM GLOBAL TOTAL RETURN FUND - R4 |
| LORD ABBETT DISTRIBUTOR, LLC LORD ABBETT DEVEIOPING GROWTH FUND - R4 |
| COLUMBIA COLUMBIA SEIIGMAN G!OBA! TECHNOIOGY FUND - ADV |
| T. ROWE PRICE T. ROWE PRICE TARGET 2035 FUND |
| T. ROWE PRICE T. ROWE PRICE TARGET 2050 FUND |
| BLACKROCK INVESTMENTS, INC. ISHARES RUSSELL 2000 SMALL-CAP INDEX FUNCI - A |
| BLACKROCK INVESTMENTS, INC. [SHARES RUSSELL MID-CAP INDEX FUND - A |
| BLACKROCK INVESTMENTS, INC. ISHARES MSC! EAFE INTERNATIONAL INDEX FUND - A |
| MFS FUND DISTRIBUTORS, INC. MFS INTERNATIONAL DIVERSIFICATION FUND - R4 |
| ALLISNZ GLOBAL INVESTORS DISTRIBUTORS PIMCO TOTAI RETURN FUND - ADMIN |
| T. ROWE PRICE T. ROWE PRICE TARGET 2040 FUND |
| DWS DISTRIBUTORS, INC. DWS CAPITA; GROWTH FUND - S |
| FRANKLIN TEMPIETON DISTRIBUTORS, INC. FRANKLIN SMALL CAP VALUE FUND - ADV |
| T. ROWE PRICE T, ROWE PRICE TARGET 2020 FUND |
| T. ROWE PRICE T. ROWE PRICE TARGET 2045 FUND |
| AI [SPRING GLOBAL INVESTMENTS ALLSPRING GROWTH FUND - ADMIN |
| BLACKROCK INVESTMENTS, INC. BLACKROCK EQUITY DIVIDEND FUND - INSTL |
| T. ROWE PRICE T. ROWE PRICE TARGET 2010 FUND |
| RELIANCE TRUST COMPANY RELIANCE TRUST CO STABLE VALUE FUND - METLIFE SERIES 25157 |
Investment model portfolios
We provide two types of investment model portfolios for ENVISION PHARMA, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ENVISION PHARMA, INC. 401(K) PLAN