Investment options of ENDOSCOPY CENTER OF OCALA, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Exxon Mobil |
| General Dynamics |
| Genuine Parts |
| Honeywell International |
| Intel Corporation |
| IBM |
| JPMorgan Chase |
| Kraft Heinz Company |
| McDonald's Corporation |
| Mondelez International |
| NextEra Energy |
| Paychex |
| PepsiCo |
| Pfizer |
| PPL Corporation |
| T. Rowe Price Group |
| Procter & Gamble |
| Public Storage |
| Union Pacific Corporation |
| Ecolab |
| US Bancorp |
| Verizon Communications |
| Visa Inc. |
| 3M Company |
| Blackstone Alt Multi |
| First Eagle Overseas |
| PGIM Short Term |
| Pioneer Multi Asset |
| Real Estate Select |
| SPDR Gold Trust |
| T. Rowe Price Short Term |
| Vanguard Intermediate-Term Bond |
| Vanguard Emerging Markets |
| Vanguard Inflation-Protected Securities |
| Vanguard 500 Index |
| Schwab International Equity |
| Schwab US Large Cap |
| Vanguard Dividend Appreciation |
| Vanguard Growth |
| T. Rowe Price Mid-Cap Growth |
| American Funds Europacific |
Investment model portfolios
We provide two types of investment model portfolios for ENDOSCOPY CENTER OF OCALA, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ENDOSCOPY CENTER OF OCALA, INC. 401(K) PROFIT SHARING PLAN