Investment options of EMPLOYEES PROFIT SHARING AND SALARY REDUCTION PLAN SANCTUARY WEALTH GROUP, LLC
Total Available Funds: 28
| Investment Description |
|---|
| JP MORGAN SMALL CP GROWTH R6 FUND |
| VANGUARD 500 INDEX ADMIRAL FUND |
| HARBOR CAPITAL APP RET FUND |
| EATON VANCE ATL CP SMID‐CAP R6 FUND |
| VANGUARD GROWTH INDEX ADM FUND |
| DELAWARE SMALL CAP VALUE R6 FUND |
| JOHN HANCOCK INTERNATIONAL GROWTH R6 FUND |
| MFS INTERNATIONAL VALUE R6 FD |
| UNDISC MGRS BEHAV VALUE R6 FUND |
| PRINCIPAL LARGECAP S& 500 INDEX FUND |
| DFA EMERG MKT CORE EQTY I FUND |
| AMERICAN CENTUR MID‐CAP VAL R6 FUND |
| PIMCO INCOME INSTITUTIONAL FUND |
| AMERICAN FUNDS NEWPRSP R6 FUND |
| VANGUARD MID CAP INDEX ADM FUND |
| AMERICAN FUNDS NEWWORLD R6 FUND |
| AMERICAN FDS WSHMUT INV R6 FUND |
| VANGUARD RE INDEX ADM FUND |
| VANGUARD DEVELOPED MKTS INDEX ADM FUND |
| BLACKROCK INFLATION PRO BD K FUND |
| DFA COMMODITY STRATEGY I FUND |
| VANGUARD SMALL CP INDEX ADM FUND |
| BLACKROCK GLOBAL ALLOCATION K FUND |
| PIMCO INTERNATIONAL BOND (USD‐HDG) I FUND |
| LORD ABBETT HIGH YIELD R6 FUND |
| WESTERN ASSET CR PLS BD IS FUND |
| MFS EMERGING MARKETS DEBT R6 FUND |
| PRINCIPAL SELF‐DIRECTED BROKERAGE ACCOUNT VARIOUS |
Investment model portfolios
We provide two types of investment model portfolios for EMPLOYEES PROFIT SHARING AND SALARY REDUCTION PLAN SANCTUARY WEALTH GROUP, LLC participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EMPLOYEES PROFIT SHARING AND SALARY REDUCTION PLAN SANCTUARY WEALTH GROUP, LLC