Investment options of DYKEMA GOSSETT PLLC SAVINGS AND INVESTMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| FIDELITY INVESTMENTS FIDELITY CAPITAL AND INCOME FUND |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL DISCOVERY FUND |
| FIDELITY INVESTMENTS FIDELITY BLUE CHIP GROWTH FUND K6 |
| FIDELITY INVESTMENTS FIDELITY PURITAN |
| FIDELITY INVESTMENTS FIDELITY CONTRAFUND K6 |
| FIDELITY INVESTMENTS FIDELITY US BOND INDEX |
| FIDELITY INVESTMENTS FIDELITY EXTENDED MARKET INDEX |
| JANUS JANUS ENTERPRISE FUND CLASS N |
| VICTORY FUNDS VICTORY INTEGRITY SMALL-CAP VALUE FUND CLASS Y |
| RBC RBC EMERGING MARKETS EQUITY FUND CLASS I |
| JOHN HANCOCK FUNDS JOHN HANCOCK DISCIPLINED VALUE FUND INTERNAL R6 |
| BNY MELLON BNY MELLON GLOBAL FIXED INCOME FUND |
| FEDERATED HERMES FEDERATED INTERNATIONAL EQUITY FUND |
| PIMCO PIMCO TOTAL RETURN A |
| VAUGHN NELSON VAUGHN NEL VALUE OPPORTUNITY Y |
| CONESTOGA CONESTOGA SMALL CAP INV |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2005 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2010 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2015 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2020 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2025 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2030 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2035 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2040 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2045 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2050 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2055 F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2060 F |
| LEGAL AND GENERAL LEGAL & GENERAL S&P 500 FUND CLASS A |
| LEGAL AND GENERAL LEGAL & GENERAL MSCI EAFE FUND CLASS A |
| WELLS FARGO FUNDS WELLS FARGO STABLE VALUE FUND E |
| BOSTON PARTNERS BOSTON PARTNERS LARGE CAP VALUE EQUITY FUND |
| VANGUARD MONEY MARKET FUND - VANGUARD FEDERAL MONEY MARKET FUND |
Investment model portfolios
We provide two types of investment model portfolios for DYKEMA GOSSETT PLLC SAVINGS AND INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DYKEMA GOSSETT PLLC SAVINGS AND INVESTMENT PLAN