Investment options of DUNNHUMBY INC. 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| FIDELITY SELECT ENERGY PORTFOLIO MUTUAL FUND |
| FIDELITY SELECT HEALTH CARE PORTFOLIO MUTUAL FUND |
| FIDELITY REAL ESTATE INVESTMENT PORTFOLIO MUTUAL FUND |
| FIDELITY INTERNATIONAL CAPITAL APPRECIATION FUND R6 MUTUAL FUND |
| FIDELITY TOTAL BOND FUND MUTUAL FUND |
| FIDELITY BALANCED FUND MUTUAL FUND |
| FIDELITY CONTRAFUND MUTUAL FUND |
| FIDELITY EMERGING MARKETS FUND MUTUAL FUND |
| FIDELITY FREEDOM K INCOME FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2005 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2010 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2020 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2025 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2030 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2035 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2040 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2045 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2050 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2055 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2060 FUND MUTUAL FUND |
| FIDELITY FREEDOM K 2065 FUND MUTUAL FUND |
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX FUND MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| FIDELITY INFLATION-PROTECTED BOND INDEX FUND MUTUAL FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND K6 MONEY MARKET MUTUAL FUND |
| CLEARBRIDGE SMALL CAP GROWTH FUND MUTUAL FUND |
| OAKMARK INTERNATIONAL FUND I MUTUAL FUND |
| INVESCO DIVERSIFIED DIVIDEND FUND R6 MUTUAL FUND |
| GLENMEDE SMALL CAP EQUITY PORTFOLIO INSTITUTIONAL CLASS MUTUAL FUND |
| INVESCO HIGH YIELD FUND R5 MUTUAL FUND |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY FUND R6 MUTUAL FUND |
| METROPOLITAN WEST TOTAL RETURN BOND FUND INSTITUTIONAL CLASS MUTUAL FUND |
| MFS MASSACHUSETTS INVESTORS TRUST R6 MUTUAL FUND |
| JANUS HENDERSON ENTERPRISE FUND CLASS N MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for DUNNHUMBY INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DUNNHUMBY INC. 401(K) PLAN