Investment options of DEFERRED SALARY PROFIT-SHARING PLAN FOR EMPLOYEES OF DCS CORPORATION
Total Available Funds: 32
| Investment Description |
|---|
| J HANCOCK STRAT INCOME OPPS I MUTUAL FUND |
| JP MORGAN CORE BOND R6 MUTUAL FUND |
| VANGUARD INTERM TERM BOND IND MUTUAL FUND |
| T. ROWE PRICE BLUE CHIP GROWTH FUND MUTUAL FUND |
| CARILLON EAGLE MD CP GF FD R6 MUTUAL FUND |
| FIDELITY MID CAP INDEX FUND MUTUAL FUND |
| PRINCIPAL SMALLCAP GROWTH I R6 MUTUAL FUND |
| J HANCOCK DISC VAL MID CAP R6 MUTUAL FUND |
| JP MORGAN EQUITY INCOME R6 MUTUAL FUND |
| INVESCO OPPENHEIMER DVP MKT R6 MUTUAL FUND |
| INVESCO OPPENHEIMER INTL GR R6 MUTUAL FUND |
| T. ROWE PRICE GOVERNMENT MONEY MUTUAL FUND |
| VANGUARD FTSE ALLWLD BAL INV MUTUAL FUND |
| VANGUARD SM CAP GROWTH IDX ADM MUTUAL FUND |
| VANGUARD SMALL CAP INDEX, ADM MUTUAL FUND |
| VANGUARD 500 INDEX ADMIRAL MUTUAL FUND |
| AM CENTURY SMALL CAP VALUE R6 MUTUAL FUND |
| T. ROWE PRICE RETIRE 2005 TR E COMMON COLLECTIVE TRUST |
| T.ROWE PRICE RETIRE 2010 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2015 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2020 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2025 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2030 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2035 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2040 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2045 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2050 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2055 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2060 TR E COMMON COLLECTIVE TRUST |
| T. ROWE PRICE RETIRE 2065 TR E COMMON COLLECTIVE TRUST |
| T ROWE PRICE RETIRE BAL TR E COMMON COLLECTIVE TRUST |
| TRP STABLE VALUE FUND - N COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for DEFERRED SALARY PROFIT-SHARING PLAN FOR EMPLOYEES OF DCS CORPORATION participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DEFERRED SALARY PROFIT-SHARING PLAN FOR EMPLOYEES OF DCS CORPORATION