Investment options of CROWNE MANAGEMENT, LLC 401(K) AND PROFIT SHARING PLAN
Total Available Funds: 25
| Investment Description |
|---|
| FIDELITY FDM INDEX 2030 IPR |
| FIDELITY FDM INDEX 2025 IPR |
| FIDELITY FDM INDEX 2035 IPR |
| FIDELITY FDM INDEX 2020 IPR |
| MFS VALUE R6 |
| FIDELITY FDM INDEX 2040 IPR |
| FIDELITY 500 INDEX FUND |
| T. ROWE PRICE BLUE CHIP GROWTH FUND I CLASS |
| FIDELITY FDM INDEX 2045 IPR |
| DODGE AND COX INCOME FUND |
| FIDELITY FDM INDEX 2055 IPR |
| FIDELITY FDM INDEX 2050 IPR |
| FIDELITY SMALL CAP INDEX FUND |
| GOLDMAN SACHS SMALL/MID CAP GROWTH FUND INSTITUTIONAL |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 |
| FIDELITY FDM INDEX INC IPR |
| FIDELY FDM INDEX 2015 IPR |
| PRINCIPAL MIDCAP FUND R5 |
| FIDELITY FDM INDEX 2060 IPR |
| FIDELITY FDM INDEX 2065 IPR |
| MFS MID CAP VALUE R6 |
| FIDELITY SHORT-TERM BOND INDEX |
| FIDELITY MID CAP INDEX |
| FIDELITY US BOND INDEX |
| VANGUARD EXPLORER ADMIRAL |
Investment model portfolios
We provide two types of investment model portfolios for CROWNE MANAGEMENT, LLC 401(K) AND PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CROWNE MANAGEMENT, LLC 401(K) AND PROFIT SHARING PLAN