Investment options of CRAIN COMMUNICATIONS INC 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| VANGUARD GROUP VANGAURD GROWTH INDEX INSTL FD |
| INVESCO FUNDS GROUP, INC. INVESCO EQUITY & INCOME R6 FD |
| T. ROWE PRICE FUNDS T. ROWE PRICE MD-CP GR I FD |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2035 K FUND |
| VANGUARD GROUP VANGUARD VALUE INDEX ADM FUND |
| VANGUARD GROUP VANGUARD SM CAP INDEX INST FD |
| PGIM INVESTMENTS PGIM TOTAL RET BOND R6 FD |
| STATE STREET GLOBAL ADVVISORS SSGA TARGET RET 2025 K FUND |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2030 K FUND |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2045 K FUND |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2040 K FUND |
| WILLIAM BLAIR & COMPANY WILLIAM BLAIR INTL GR I FUND |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RT K FUND |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2055 K FUND |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2050 K FUND |
| VANGUARD GROUP VGD TTL INTL STK IDX ADM FD |
| VANGUARD GROUP VANGUARD GNMA ADMIRAL FUND |
| VANGUARD GROUP VANGUARD MIDCAP VAL IDX ADM FD |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2060 K FUND |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2020 K FUND |
| DIMENSIONAL FUND ADVISORS DFA US TARGETED VALUE I FUND |
| JP MORGAN FUNDS JP MORGAN SM CP GROWTH R6 FUND |
| PIMCO FUNDS PIMCO INCOME INSTITUTIONAL FD |
| FRANKLIN TEMPLETON INVESTMENTS FRANKLIN MUTUAL GLB DISC R6 FD |
| STATE STREET GLOBAL ADVISORS SSGA TARGET RET 2065 K FUND |
| PRINCIPAL PRINCIPAL SELF-DIRECTED BROKERAGE ACCOUNT |
| STATE STREET GLOBAL ADVISORS SSGA S&P 500 INDEX CLASS N FD 2 |
| GALLIARD STABLE RETURN C 1 |
| PRINCIPAL PRIN MIDCAP S&P 400 IDX SA-Z |
Investment model portfolios
We provide two types of investment model portfolios for CRAIN COMMUNICATIONS INC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CRAIN COMMUNICATIONS INC 401(K) PLAN