Investment options of CONTINENTAL OFFICE INTERESTS SAVINGS PLAN
Total Available Funds: 40
| Investment Description |
|---|
| FRANKLIN SMALL CAP GROWTH ADV MUTUAL FUNDS |
| FRANKLIN SMALL CAP VALUE ADV MUTUAL FUNDS |
| PIMCO INTERNATIONAL BOND USD MUTUAL FUNDS |
| VANGUARD TARGET RETIREMENT 2060 MUTUAL FUNDS |
| VANGUARD 500 INDEX MUTUAL FUNDS |
| VANGAURD SMALL CAP INDEX MUTUAL FUNDS |
| VANGAURD VALUE INDEX MUTUAL FUNDS |
| VANGUARD INTERNATIONAL GROWTH MUTUAL FUNDS |
| VANGAURD MIDCAP GROWTH INDEX MUTUAL FUNDS |
| VANGAURD MIDCAP VALUE INDEX MUTUAL FUNDS |
| VANGUARD SMALL CAP GROWTH MUTUAL FUNDS |
| MFS MIDCAP VALUE R6 MUTUAL FUNDS |
| FEDERATED HERMES GOVERNMENT OBLIGATIONS PREMIER MUTUAL FUNDS |
| VANGUARD TARGET RETIREMENT 2065 MUTUAL FUNDS |
| FIDELITY EXTENDED MARKET INDEX MUTUAL FUNDS |
| PIMCO TOTAL RETURN MUTUAL FUNDS |
| AMERICAN FUNDS BOND FUND MUTUAL FUNDS |
| AMERICAN FUNDS AMERICAN R6 MUTUAL FUNDS |
| AMERICAN FUNDS NEW WILD MUTUAL FUNDS |
| T. ROWE PRICE GROWTH STOCK FUND MUTUAL FUNDS |
| BLKRK HI YLD BD PORT K MUTUAL FUNDS |
| BLKRK MDCAP GR EQ INST MUTUAL FUNDS |
| BLKRK STRAT INC OPPR I MUTUAL FUNDS |
| DFA EMRG MKT COR EQ INST MUTUAL FUNDS |
| DIAMOND HILL MDCAP I MUTUAL FUNDS |
| DODGECOX INTL STK I MUTUAL FUNDS |
| FID 500 INDEX MUTUAL FUNDS |
| FID INTL INDX MUTUAL FUNDS |
| FID US BD INDX MUTUAL FUNDS |
| GDMNSCS GPGPTNRINTLOPPR R6 MUTUAL FUNDS |
| JPM EQ INC R5 MUTUAL FUNDS |
| JPM LGCAP GR R6 MUTUAL FUNDS |
| NW LOOMIS ALL CAP GR R6 MUTUAL FUNDS |
| PGIM TTL RTN BD R6 MUTUAL FUNDS |
| PIMCO REAL RTN INST MUTUAL FUNDS |
| PIMCOCOMDYREALRTNSTRATINST MUTUAL FUNDS |
| PRNCPL GLGL REALEST R6 MUTUAL FUNDS |
| VANGUARD 500 INDEX FD AS MUTUAL FUNDS |
| VANGUARD EXPLR ADML MUTUAL FUNDS |
| VANGUARD TARGET RETIREMENT INC MUTUAL FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for CONTINENTAL OFFICE INTERESTS SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONTINENTAL OFFICE INTERESTS SAVINGS PLAN