Investment options of CHILDREN'S MERCY HOSPITAL TAX-DEFERRED ANNUITY RETIREMENT PLAN
Total Available Funds: 26
| Investment Description |
|---|
| VANGUARD DEVLOPD MKTS IDX ADM |
| VANGUARD EXPLORER ADM |
| VANGUARD TOTAL ST MK IX IN PL |
| TIAA- CREF LIFECYCLE 2010 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2015 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2020 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2025 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2030 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2035 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2040 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2045 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2050 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2055 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2060 - RETIREMENT |
| TIAA- CREF LIFECYCLE 2065 - RETIREMENT |
| TIAA- CREF LIFECYCLE RETIREMENT INCOME |
| AMER BEACON SMALL CAP VALUE R6 |
| AMERICAN EUROPAC GROWTH R6 |
| AMERICAN GROWTH OF AMERICA R6 |
| DFA US SMALLCAP PORTFOLIO INST |
| JPMORGAN EQUITY INC FD CLA R6 |
| METROPOLITAN W TOT RET BD PLN |
| MFS GROWTH FUND CLASS R6 |
| MFS MID CAP VALUE CLASS R6 |
| PIMCO INTL BD USDOLHED INST |
| PIONEER SELECT MD CAP GROWTH K |
Investment model portfolios
We provide two types of investment model portfolios for CHILDREN'S MERCY HOSPITAL TAX-DEFERRED ANNUITY RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CHILDREN'S MERCY HOSPITAL TAX-DEFERRED ANNUITY RETIREMENT PLAN