Investment options of CEDAR VALLEY MEDICAL SPECIALISTS, P.C. PROFIT SHARING & EMPLOYEE SAVINGS PLAN
Total Available Funds: 38
| Investment Description |
|---|
| FIDELITY ADVISOR STABLE VALUE FUND III |
| ALLSPRING SPECIAL MIDCAP VALUE R6 |
| AMERICAN CENTURY INTERNATIONAL OPPORTUNITIES FUND |
| BLACKROCK COMMODITY STRATEGIES PORTFOLIO INVESTORS |
| BLACKROCK GLOBAL ALLOCATION FUND |
| CARILLON SCOUT MID CAP FUND |
| COLUMBIA INTERNATIONAL DIVIDEND INCOME FUND |
| COLUMBIA SMALL CAP INDEX FUND |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY SPARTAN 500 INDEX FUND |
| FIDELITY ADVISOR FREEDOM 2005 |
| FIDELITY ADVISOR FREEDOM 2010 |
| FIDELY ADVISOR FREEDOM 2015 |
| FIDELITY ADVISOR FREEDOM 2020 |
| FIDELITY ADVISOR FREEDOM 2025 |
| FIDELITY ADVISOR FREEDOM 2030 |
| FIDELITY ADVISOR FREEDOM 2035 |
| FIDELITY ADVISOR FREEDOM 2040 |
| FIDELITY ADVISOR FREEDOM 2045 |
| FIDELITY ADVISOR FREEDOM 2050 |
| FIDELITY ADVISOR FREEDOM 2055 |
| FIDELITY ADVISOR FREEDOM 2060 |
| FIDELITY ADVISOR FREEDOM 2065 |
| FIDELITY ADVISOR FREEDOM INCOME FUND |
| FIDELITY ADVISOR GOVERNMENT INCOME FUND |
| FIDELITY ADVISOR GOVERNMENT MONEY MARKET FUND |
| FIDELITY ADVISOR GROWTH OPPORTUNITIES FUND |
| FIDELITY ADVISOR HIGH INCOME ADVANTAGE FUND |
| FIDELITY ADVISOR SMALL CAP VALUE FUND |
| INVESCO EMERGING MARKETS ALL CAP FUND |
| JP MORGAN EQUITY INCOME R6 FUND |
| LORD ABBET BOND DEBUNTURE FUND |
| MORGAN STANLEY INTERNATIONAL OPPORTUNITY FUND |
| NUVEEN REAL ESTATE R6 FUND |
| PIMCO INTERNATIONAL BOND FUND |
| PGIM HIGH YIELD FUND |
| PRINCIPAL MID CAP FUND |
| VIRTUS KAR SMALL CAP GROWTH FUND |
Investment model portfolios
We provide two types of investment model portfolios for CEDAR VALLEY MEDICAL SPECIALISTS, P.C. PROFIT SHARING & EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CEDAR VALLEY MEDICAL SPECIALISTS, P.C. PROFIT SHARING & EMPLOYEE SAVINGS PLAN