Investment options of CATHOLIC HEALTH INITIATIVES 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| FIDELITY INVESTMENTS MONEY MARKET GOVERNMENT |
| FIAM CORE PLUS COMMINGLED POOL CLASS H |
| AMERICAN CENTURY U. S. VALUE YIELD EQUITY TRUST TIER 2 |
| BTC EQUITY INDEX FUND W |
| BTC EXTENDED EQUITY MARKET FUND M |
| BTC MSCI ACWI EX-U. S. IMI INDEX FUND J |
| BTC U. S. DEBT INDEX FUND J |
| VANGUARD EXPLORER VALUE FUND INVESTOR SHARES |
| VANGUARD FTSE SOCIAL INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD U. S. GROWTH FUND ADMIRAL SHARES |
| AB DISCOVERY GROWTH FUND CLASS I |
| PIMCO INFLATION RESPONSE MULTI-ASSET FUND INSTITUTIONAL |
| LAZARD INTERNATIONAL STRATEGIC EQUITY PORTFOLIO INSTITUTIONAL SHARES |
| T. ROWE PRICE RETIREMENT 2005 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2010 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2015 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2020 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2025 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2030 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2035 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2040 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2045 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2050 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2055 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2060 FUND TRUST CLASS J |
| T. ROWE PRICE RETIREMENT 2065 FUND TRUST CLASS J |
| VALIC FIXED-INTEREST OPTION |
Investment model portfolios
We provide two types of investment model portfolios for CATHOLIC HEALTH INITIATIVES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CATHOLIC HEALTH INITIATIVES 401(K) PLAN