Investment options of BUCKINGHAM, DOOLITTLE & BURROUGHS, LLC 401(K) PROFIT SHARING PLAN AND TRUST
Total Available Funds: 35
| Investment Description |
|---|
| BLACKROCK HIGH YIELD BOND PORTFOLIO CLASS K MUTUAL FUND |
| BNYM NAT RES I MUTUAL FUND |
| BUFFALO DISCOVERY MUTUAL FUND |
| CUSTOM BOOMER+STRAT GENERATIONAL FUND |
| CUSTOM GEN X STRAT GENERATIONAL FUND |
| CUSTOM GEN Y STRAT GENERATIONAL FUND |
| DFA GLOB REAL ESTATE MUTUAL FUND |
| DWS R GLB INFSTR IS MUTUAL FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND MUTUAL FUND |
| FIDELITY INTERNATIONAL GROWTH MUTUAL FUND |
| GOLDMAN SACHS EM MARKETS EQ INSIGHTS R6 MUTUAL FUND |
| GOLDMAN SACHS SMALL CAP VALUE FUND INSTITUTIONAL MUTUAL FUND |
| INVS INTL SMMD CO R6 MUTUAL FUND |
| JP MORGAN VALUE ADVANCE L MUTUAL FUND |
| LORD ABBETT SHORT DURATION INCOME FUND I MUTUAL FUND |
| METROPOLITAN WEST TOTAL RETURN BD P MUTUAL FUND |
| MFS INTERNATIONAL VALUE R6 MUTUAL FUND |
| NATIONAL GENEVA SMALL CAP GROWTH R6 MUTUAL FUND |
| PIMCO INCOME INTEREST MUTUAL FUND |
| VANGUARD DEVELOPED MARKETS INDEX ADM MUTUAL FUND |
| VANGUARD EQUITY INCOME ADM MUTUAL FUND |
| VANGUARD GROWTH INDEX ADM MUTUAL FUND |
| VANGUARD INST TR INCOME MUTUAL FUND |
| VANGUARD INST TR 2020 MUTUAL FUND |
| VANGUARD INST TR 2025 MUTUAL FUND |
| VANGUARD INST TR 2030 MUTUAL FUND |
| VANGUARD INST TR 2035 MUTUAL FUND |
| VANGUARD INST TR 2040 MUTUAL FUND |
| VANGUARD INST TR 2045 MUTUAL FUND |
| VANGUARD INST TR 2050 MUTUAL FUND |
| VANGUARD INST TR 2055 MUTUAL FUND |
| VANGUARD INST TR 2060 MUTUAL FUND |
| VANGUARD MID CAP INDEX ADM MUTUAL FUND |
| VANGUARD SMALL CAP INDEX ADM MUTUAL FUND |
| VANGUARD TOTAL STOCK MARKET ADM MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for BUCKINGHAM, DOOLITTLE & BURROUGHS, LLC 401(K) PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BUCKINGHAM, DOOLITTLE & BURROUGHS, LLC 401(K) PROFIT SHARING PLAN AND TRUST