Investment options of BROTHERHOOD MUTUAL INSURANCE COMPANY 401(K) PLAN
Total Available Funds: 38
| Investment Description |
|---|
| AMERICAN BEACON LARGE CAP VALUE FUND INVESTOR CLASS |
| AMERICAN BEACON SMALL CAP VALUE FUND CLASS INSTITUTIONAL |
| CAUSEWAY EMERGING MARKETS FUND |
| DOUBLELINE TOTAL RETURN BOND FUND CLASS I |
| FIDELITY 500 INDEX FUND - PREMIUM CLASS |
| FIDELITY BLUE CHIP GROWTH FUND K |
| FIDELITY CAPITAL & INCOME FUND |
| FIDELITY CAPITAL EMG MKTS INDEX FUND - PREMIUM CLASS |
| FIDELITY FREEDOM INTERNATIONAL DISCOVERY FUND K |
| FIDELITY FREEDOM K 2005 |
| FIDELITY FREEDOM K 2010 |
| FIDELITY FREEDOM K 2015 |
| FIDELITY FREEDOM K 2020 |
| FIDELITY FREEDOM K 2025 |
| FIDELITY FREEDOM K 2030 |
| FIDELITY FREEDOM K 2035 |
| FIDELITY FREEDOM K 2040 |
| FIDELITY FREEDOM K 2045 |
| FIDELITY FREEDOM K 2050 |
| FIDELITY FREEDOM K 2055 |
| FIDELITY FREEDOM K 2060 |
| FIDELITY FREEDOM K 2065 |
| FIDELITY FREEDOM INCOME FUND |
| FIDELITY LIMITED TERM GOVERNMENT FUND |
| FIDELITY MANAGED INCOME PORTFOLIO STABLE VALUE COLLECTIVE FUND |
| FIDELITY MID CAP INDEX FUND - PREMIUM CLASS |
| FIDELITY MNY MKT TRST RTRMNT GVT MNY MKT II PORTFOLIO MONEY MARKET FUNDS SHARES |
| FIDELITY SELF DIRECTED BROKERAGE (BROKERAGELINK) SELF-DIRECTED BROKERAGE ACCOUNTS |
| FIDELITY SMALL CAP GROWTH FUND |
| FIDELITY TOTAL BOND FUND |
| FIDELITY VALUE FUND K |
| FIRST EAGLE GOLD FUND CLASS I |
| GLENMEDE SMALL CAP EQUITY PORTFOLIO CLASS ADVISOR |
| GOLDMAN SACHS INFL PROTECTED SECS |
| JANUS HENDERSON ENTERPRISE FUND CLASS I |
| LOOMIS SMALL CAP GROWTH R |
| PIMCO COMMODITYREALRETURN STRATEGY FUND INSTITUTIONAL CLASS |
| T ROWE PRICE DIVIDEND GROWTH FUND |
Investment model portfolios
We provide two types of investment model portfolios for BROTHERHOOD MUTUAL INSURANCE COMPANY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BROTHERHOOD MUTUAL INSURANCE COMPANY 401(K) PLAN