Investment options of BLACKBURN CONSTRUCTION, INC. PROFIT SHARING 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS BALANCED R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2030 TARGET R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2035 TARGET R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2040 TARGET R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2045 TARGET R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2050 TARGET R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2065 TARGET R6 |
| AMERICAN CENTURY AMERICAN CENTURY SUSTAINABLE EQUITY I |
| BLACKROCK BLACKROCK RUSSELL 1000 GROWTH |
| FIDELITY INVESTMENTS FIDELITY BLUE CHIP GROWTH |
| FIDELITY INVESTMENTS FIDELITY INVEST SMALL CAP ENHANCED INDEX |
| FIDELITY INVESTMENTS FIDELITY MID CAP STOCK FUND |
| JP MORGAN JP MORGAN SMALL CAP VALUE R6 |
| METLIFE METLIFE GAC 25554 |
| MORNINGSTAR MFS AGGRESSIVE GROWTH ALLOCATION R4 |
| MORNINGSTAR MFS CONSERVATIVE ALLOCATION R4 |
| MORNINGSTAR MFS GROWTH R6 |
| MORNINGSTAR MFS GROWTH ALLOCATION R4 |
| MORNINGSTAR MFS INTERNATIONAL DIVERSIFIED INCOME R6 |
| MORNINGSTAR MFS INTERNATIONAL GROWTH R6 |
| MORNINGSTAR MFS MID CAP VALUE FUND R6 |
| MORNINGSTAR MFS VALUE FUND R6 |
| T ROWE PRICE T ROWE PRICE DIVERSIFIED SMALL CAP GROWTH |
| TORTOISE TORTOISE MANAGED INCOME |
| VANGUARD VANGUARD GROWTH INDEX |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX |
| WILMINGTON WILMINGTON FLEXPATH MID CAP EQUITY INDEX |
| WILMINGTON WILMINGTON FLEXPATH BLACKROCK EQUITY INDEX |
Investment model portfolios
We provide two types of investment model portfolios for BLACKBURN CONSTRUCTION, INC. PROFIT SHARING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BLACKBURN CONSTRUCTION, INC. PROFIT SHARING 401(K) PLAN