Investment options of BIOMARIN PHARMACEUTICAL INC. RETIREMENT SAVINGS PLAN
Total Available Funds: 24
| Investment Description |
|---|
| FIDELITY 500 INDEX REGISTERED INVESTMENT COMPANY |
| SCHWAB INDEXED RETIREMENT 2040 FUND COMMON/COLLECTIVE TRUST |
| SCHWAB INDEXED RETIREMENT 2050 FUND COMMON/COLLECTIVE TRUST |
| SCHWAB INDEXED RETIREMENT 2030 FUND COMMON/COLLECTIVE TRUST |
| T. ROWE PRICE BLUE CHIP GROWTH FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY SMALL CAP INDEX REGISTERED INVESTMENT COMPANY |
| FIDELITY INTERNATIONAL INDEX REGISTERED INVESTMENT COMPANY |
| WESTERN ASSET CORE PLUS BOND IS FUND REGISTERED INVESTMENT COMPANY |
| AMERICAN BEACON LARGE CAP VALUE INSTITUTIONAL FUND REGISTERED INVESTMENT COMPANY |
| AST GALLIARD RETIREMENT INCOME CLASS 35 FUND COMMON/COLLECTIVE TRUST |
| FIDELITY MID CAP INDEX REGISTERED INVESTMENT COMPANY |
| SCHWAB INDEXED RETIREMENT 2035 FUND COMMON/COLLECTIVE TRUST |
| SCHWAB INDEXED RETIREMENT 2020 FUND COMMON/COLLECTIVE TRUST |
| SCHWAB INDEXED RETIREMENT 2055 FUND COMMON/COLLECTIVE TRUST |
| SCHWAB INDEXED RETIREMENT 2045 FUND COMMON/COLLECTIVE TRUST |
| JANUS HENDERSON ENTERPRISE N FUND REGISTERED INVESTMENT COMPANY |
| AMERICAN FUNDS BALANCED R6 FUND REGISTERED INVESTMENT COMPANY |
| VANGUARD SMALL CAP GROWTH INDEX FUND REGISTERED INVESTMENT COMPANY |
| SCHWAB INDEXED RETIREMENT 2060 FUND COMMON/COLLECTIVE TRUST |
| SCHWAB INDEXED RETIREMENT 2025 FUND COMMON/COLLECTIVE TRUST |
| VANGUARD SELECTED VALUE FUND REGISTERED INVESTMENT COMPANY |
| COHEN & STEERS REALTY SHARES FUND REGISTERED INVESTMENT COMPANY |
| DFA EMERGING MARKETS FUND REGISTERED INVESTMENT COMPANY |
| SCHWAB INDEXED RETIREMENT 2010 FUND COMMON/COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for BIOMARIN PHARMACEUTICAL INC. RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BIOMARIN PHARMACEUTICAL INC. RETIREMENT SAVINGS PLAN