Investment options of BAPTIST HEALTH SYSTEM INC. MATCHED SAVINGS PLAN
Total Available Funds: 29
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN BALANCED R4 |
| AMERICAN FUNDS AMERICAN MUTUAL R4 |
| AMERICAN FUNDS EUROPACIFIC GROWTH R4 |
| AMERICAN FUNDS CAPITAL WORLD GROWTH & INCOME R4 |
| AMERICAN CENTURY INVESTMENTS GROWTH FUND R6 |
| AQR FUNDS LARGE CAP DEFENSIVE STYLE R6 |
| BNY MELLON MIDCAP INDEX FUNDS |
| BNY MELLON SMALL CAP STOCK INDEX FUND |
| COLUMBIA MANAGEMENT INVESTMENT ADVISORS LARGE CAP INDEX INSTITUTIONAL |
| FIDELITY INVESTMENTS CAPITAL & INCOME FUND |
| GOLDMAN SACHS ASSET MANAGEMENT SMALL CAP VALUE INSIGHTS A |
| JP MORGAN ASSET MANAGEMENT MID CAP GROWTH R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2020 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2025 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2030 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2035 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2040 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2045 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2050 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2055 FUND R6 |
| JP MORGAN ASSET MANAGEMENT SMART RETIREMENT 2060 FUND R6 |
| JP MORGAN ASSET MANAGEMENT RETIREMENT INCOME FUND R6 |
| LORD ABBETT SHORT DURATION INCOME |
| OAK ASSOCIATES WHITE OAK GROWTH STOCK |
| TIAA-CREFF INFLATION-LINKED BOND ADV |
| VANGUARD GROUP FEDERAL MONEY MARKET FUND |
| VIRTUS FUND ADVISERS, LLC VIRTUS CEREDEX MID-CAP VALUE EQUITY FUND R6 |
| WASATCH FUNDS ULTRA GROWTH INSTITUTIONAL |
| WESTERN ASSET MANAGEMENT CO. CORE PLUS BOND FUND |
Investment model portfolios
We provide two types of investment model portfolios for BAPTIST HEALTH SYSTEM INC. MATCHED SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BAPTIST HEALTH SYSTEM INC. MATCHED SAVINGS PLAN