Investment options of BANNER CORPORATION 401(K)/PROFIT SHARING PLAN
Total Available Funds: 35
| Investment Description |
|---|
| T. ROWE PRICE RETIREMENT 2065 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2005 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2010 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2015 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2020 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2025 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2030 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2035 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2040 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2045 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2050 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2055 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT 2060 COMMON TRUST FUND |
| T. ROWE PRICE RETIREMENT BALANCED COMMON TRUST FUND |
| BARON INTERNATIONAL GROWTH MUTUAL FUND |
| DFA INTERNATIONAL CORE EQUITY MUTUAL FUND |
| T. ROWE PRICE GROWTH STOCK MUTUAL FUND |
| DFA US LARGE CAP VALUE MUTUAL FUND |
| VIRTUS REAL ESTATE SECURITIES MUTUAL FUND |
| PIONEER BOND MUTUAL FUND |
| JP MORGAN US RESEARCH ENHANCED EQUITY MUTUAL FUND |
| T. ROWE PRICE US TREASURY MONEY MUTUAL FUND |
| T. ROWE PRICE STABLE VALUE FUND STABLE VALUE COMMON TRUST FUND |
| T. ROWE PRICE GOVERNMENT MONEY MARKET MUTUAL FUND |
| JP MORGAN MID CAP GROWTH MUTUAL FUND |
| VANGUARD MID CAP INDEX MUTUAL FUND |
| VANGUARD TOTAL INTERNATIONAL BOND INDEX MUTUAL FUND |
| PIM DIVERSIFIED INCOME FUND MUTUAL FUND |
| JP MORGAN SMALL CAP EQUITY MUTUAL FUND |
| VICTORY TRIVALENT INTERNATIONAL SMALL CAP MUTUAL FUND |
| INVESTSCO DEVELOPING MARKETS MUTUAL FUND |
| VANGUARD SMALL CAP GROWTH MUTUAL FUND |
| VANGUARD SMALL CAP VALUE INDEX MUTUAL FUND |
| VANGUARD MID CAP VALUE INDEX MUTUAL FUND |
| BANNER CORPORATION COMMON STOCK |
Investment model portfolios
We provide two types of investment model portfolios for BANNER CORPORATION 401(K)/PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BANNER CORPORATION 401(K)/PROFIT SHARING PLAN