Investment options of BACKSTAGE LIBRARY WORKS 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| VANGUARD TARGET RET 2055 |
| PIMCO LOW DURATION ADMIN |
| NEUBERGER BERMAN GENESIS |
| VANGUARD TARGET RET 2020 |
| VANGUARD TARGET RET 2030 |
| VANGUARD TARGET RET 2040 |
| VANGUARD TARGET RET 2050 |
| NUVEEN SMALL CAP SEL |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY I |
| IVY SCIENCE & TECHNOLOGY |
| VANGUARD SMALL CAP IDX ADM |
| VANGUARD TOTAL STK MKT ADM |
| PIONEER FUNDAMENTAL GROWTH K |
| VANGUARD REIT INC. |
| VANGUARD TARGET RET 2025 |
| VANGUARD TARGET RET 2035 |
| VANGUARD TARGET RET 2045 |
| AMERICAN CENTURY MID CAP VALUE R6 |
| UNDISCOVERED MANAGERS BAHEVIORAL VALUE R6 |
| JP MORGAN CORE BOND R6 |
| TEMPLETON GLOBAL BOND R6 |
| INVESTSCO OPPENHEIMER INTERNATIONAL GROWTH R6 |
| AMERICAN FUNDS EUROPAC GROWTH R6 |
| AMERICAN FUNDS NEW PERSPECTIVE R6 |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS R6 |
| AMERICAN FUNDS WAMU INVESTORS R6 |
| AMERICAN FUNDS BALANCED R6 |
| AMERICAN FUNDS GROWTH FUND OF AMERICA R6 |
| JANUS HENDERSON TRINTON FUND N |
| INVESTSCO MID CAP R6 |
| BLACKROCK LOW DURATION I |
| JP MORGAN HIGH YIELD R6 |
| GLENMEDE SMALL CAP EQUITY |
| VANGUARD SMALL CAP GROWTH INDEX |
| VANGUARD SMALL-CAP VALUE INDEX |
| FIDELITY 500 INDEX |
| FIDELITY EMERGING MARKETS INDEX ADV |
| FIDELITY MID-CAP INDEX INS |
| FIDELITY MANAGED INCOME PORTFOLIO CLASS |
Investment model portfolios
We provide two types of investment model portfolios for BACKSTAGE LIBRARY WORKS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BACKSTAGE LIBRARY WORKS 401(K) PLAN