Investment options of ASTELLAS US RETIREMENT AND SAVINGS PLAN
Total Available Funds: 24
| Investment Description |
|---|
| AON TRUST COMPANY AON HEWITT CORE PLUS BOND FUND X |
| AON TRUST COMPANY AON HEWITT INFLATION FUND X |
| AON TRUST COMPANY AON HEWITT LARGE CAP EQUITY FUND X |
| AON TRUST COMPANY AON HEWITT NON‐US EQUITY FUND X |
| AON TRUST COMPANY AON HEWITT SMALL & MID CAP EQUITY FUND X |
| FIDELITY BROKERAGELINK – SELF-DIRECTED BROKERAGE ACCOUNT X |
| STATE STREET BANK AND TRUST COMPANY (SSB&T) INTERNATIONAL EQUITY INDEX FUND X |
| INVESCO INVESCO STABLE VALUE FUND X |
| JPMORGAN JPMCB SMARTRETIREMENT INCOME FUND X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2020 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2025 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2030 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2035 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2040 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2045 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2050 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2055 X |
| JPMORGAN JPMCB SMARTRETIREMENT PASSIVE BLEND 2060 X |
| SSB&T REIT INDEX FUND X |
| SSB&T S&P 500 INDEX FUND X |
| SSB&T SMALL MID CAP EQUITY INDEX FUND X |
| T. ROWE PRICE T. ROWE PRICE HEALTH SCIENCES FUND X |
| SSB&T US BOND INDEX FUND X |
| VANGUARD VANGUARD FEDERAL MONEY MARKET FUND X |
Investment model portfolios
We provide two types of investment model portfolios for ASTELLAS US RETIREMENT AND SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ASTELLAS US RETIREMENT AND SAVINGS PLAN