Investment options of ARKANSAS UROLOGY, P.A. PROFIT SHARING PLAN AND 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| VANGUARD FEDERAL MONEY MARKET FUND |
| PARTICIPANT-DIRECTED BROKERAGE INVESTMENTS PUBLICALLY TRADED MONEY MARKET FUNDS |
| AMERICAN FUNDS 2010 TARGET DATE CLASS R6 MUTUAL FUND |
| ARTISAN HIGH INCOME INSTITUTIONAL MUTUAL FUND |
| EMERALD GROWTH INSTITUTIONAL MUTUAL FUND |
| HARDING LOEVNER INSTL EMERGING MARKETS CLASS I MUTUAL FUND |
| AMERICAN FUNDS 2015 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2020 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2025 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2030 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2035 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2040 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2045 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2050 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2055 TARGET DATE CLASS R6 MUTUAL FUND |
| AMERICAN FUNDS 2060 TARGET DATE CLASS R6 MUTUAL FUND |
| COHEN & STEERS EQUITY INCOME - A MUTUAL FUND |
| JP MORGAN MORTGAGE-BACKED SECURITIES R6 MUTUAL FUND |
| LAZARD INTL STRAT EQ INST SHS MUTUAL FUND |
| UNDISCOVERED MANAGERS BEHAVIORAL VALUE R6 MUTUAL FUND |
| PAYDEN CORPORATE BOND FUND SI MUTUAL FUND |
| VANGUARD SMALL CAP INDEX INSTITUTIONAL |
| VANGUARD SMALL CAP GROWTH INDEX INSTITUTIONAL |
| VICTORY SYCAMORE SMALL CO OPP R6 |
| TIAA-CREF VANGUARD TARGET RETIRE 2040 |
| TIAA-CREF VANGUARD TARGET RETIRE 2035 |
| TIAA-CREF VANGUARD TARGET RETIRE 2045 |
| TIAA-CREF VANGUARD TARGET RETIRE INCOME |
| AB LARGE CAPITAL GROWTH Z COLLECTIVE TRUST FUND |
| CARILLON EAGLE MID CAP GROWTH FUND COLLECTIVE TRUST FUND |
| MACQUARIE LARGE CAP GROWTH CIT COLLECTIVE TRUST FUND |
| ALLSPRING SPECIAL MID CAP VALUE CIT E2 COLLECTIVE TRUST FUND |
Investment model portfolios
We provide two types of investment model portfolios for ARKANSAS UROLOGY, P.A. PROFIT SHARING PLAN AND 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARKANSAS UROLOGY, P.A. PROFIT SHARING PLAN AND 401(K) PLAN