ARISTOTLE INTERNATIONAL INC. 401K PROFIT SHARING PLAN Investment Model Portfolios

Investment options of ARISTOTLE INTERNATIONAL INC. 401K PROFIT SHARING PLAN

Total Available Funds: 43

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	FUSVX	Fidelity Spartan 500 Index Advtg
LARGE GROWTH	FBGRX	Fidelity Blue Chip Growth
LARGE GROWTH	FCNTX	Fidelity Contrafund
LARGE BLEND	FDGFX	Fidelity Dividend Growth
MID-CAP BLEND	FSEVX	Fidelity Spartan Extnd Mkt Idx Advtg
LARGE GROWTH	FTQGX	Fidelity Focused Stock
MID-CAP BLEND	FLPSX	Fidelity Low-Priced Stocks
LARGE GROWTH	FNCMX	Fidelity Nasdaq Composite Index
SMALL BLEND	FSSVX	Fidelity Spartan Sm Cp Idx Advtg
SMALL VALUE	FCPVX	Fidelity Small Cap Value
LARGE BLEND	FSTVX	Fidelity Spartan Total Mkt Idx Advtg
LARGE BLEND	FVDFX	Fidelity Value Discovery
LARGE VALUE	DDFIX	Invesco Diversified Dividend Instl
Mid-Cap Growth	JAENX	Janus Enterprise T
Small Growth	NVSCX	Wells Fargo Advantage Small Co Gr Adm

INTERNATIONAL EQUITY
PACIFIC/ASIA EX-JAPAN STK	FSEAX	Fidelity Emerging Asia
Foreign Large Blend	FSIVX	Fidelity Spartan Intl Idx Advtg
Foreign Large Blend	FOSFX	Fidelity Overseas

Emerging Market
DIVERSIFIED EMERGING MKTS	FEMKX	Fidelity Emerging Markets
Latin America Stock	FLATX	Fidelity Latin America

Others
Industrials	FSDAX	Fidelity Select Defense & Aerospace
Equity Energy	FSESX	Fidelity Select Energy Service
EQUITY PRECIOUS METALS	FSAGX	Fidelity Select Gold
Health	FPHAX	Fidelity Select Pharmaceuticals
Target Date 2000-2010	FFFVX	Fidelity Freedom 2005
Target Date 2000-2010	FFFCX	Fidelity Freedom 2010
Target Date 2011-2015	FFVFX	Fidelity Freedom 2015
Target Date 2016-2020	FFFDX	Fidelity Freedom 2020
Target Date 2021-2025	FFTWX	Fidelity Freedom 2025
Target Date 2026-2030	FFFEX	Fidelity Freedom 2030
Target Date 2031-2035	FFTHX	Fidelity Freedom 2035
Target Date 2036-2040	FFFFX	Fidelity Freedom 2040
Target Date 2041-2045	FFFGX	Fidelity Freedom 2045
Target Date 2046-2050	FFFHX	Fidelity Freedom 2050
Target Date 2051+	FDEEX	Fidelity Freedom 2055
Target Date 2060+	FDKVX	Fidelity Freedom 2060
Retirement Income	FFFAX	Fidelity Freedom Income
ROOT	CASH	MPI CL CASH

FIXED INCOME
Inflation-Protected Bond	FINPX	Fidelity Inflation-Protected Bond
Intermediate-Term Bond	FSITX	Fidelity Spartan US Bond Idx Advtg
Intermediate Government	FGOVX	Fidelity Government Income
High Yield Bond	AHIYX	Invesco High Yield Institutional
Intermediate-Term Bond	NEFRX	Loomis Sayles Core Plus Bond A

Investment model portfolios

We provide two types of investment model portfolios for ARISTOTLE INTERNATIONAL INC. 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2018.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
ARISTOTLE INTERNATIONAL INC. 401K PROFIT SHARING PLAN Strategic Asset Allocation - Optimal Moderate	NA	-3.89%	4.04%	3.71%	7.99%	6.53%	NA	6.60%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	7.18%	10.93%	11.18%	13.10%	8.60%	6.45%	6.55%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	-0.24%	4.98%	4.97%	7.82%	5.92%	5.61%	5.27%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	ARISTOTLE INT... Moderate	1.40	-3.89	4.04	3.71	7.99	6.53	NA	6.60	NA	NA	NA	NA	NA	NA	NA	-6.68	15.65	3.53	-1.13	4.40	11.53	14.04	-2.57	14.10	26.62	-27.27	14.98	10.46	11.40	12.35	24.04	-4.50	2.05	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	2.10	7.18	10.93	11.18	13.10	8.60	6.45	6.55	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	1.16	-0.24	4.98	4.97	7.82	5.92	5.61	5.27	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	ARISTOTLE INT... Moderate	NA	-0.82	0.38	0.32	0.71	NA	NA	0.48	NA	NA	NA	NA	NA	NA	NA	-0.82	2.96	0.39	-0.15	0.73	1.64	1.81	-0.18	1.23	1.51	-1.26	1.24	0.88	1.40	1.38	2.99	-0.63	-0.03	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.01	0.19	0.67	0.54	NA	NA	0.44	-1.15	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.06	0.01	0.45	0.36	NA	NA	0.48	-0.70	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	ARISTOTLE INT... Moderate	NA	9.76	8.06	7.67	10.25	NA	NA	10.69	NA	NA	NA	NA	NA	NA	NA	9.76	5.07	8.57	7.95	6.00	7.01	7.73	14.50	11.39	17.58	22.31	9.63	8.16	6.61	8.27	7.80	8.83	9.46	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.94	18.53	17.95	18.39	NA	NA	18.11	28.46	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.27	10.85	10.40	10.38	NA	NA	11.50	14.58	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	ARISTOTLE INT... Moderate	NA	13.88	13.88	13.88	17.42	NA	NA	39.95	NA	NA	NA	NA	NA	NA	NA	13.88	2.23	6.84	8.18	5.50	7.44	6.75	15.91	9.18	17.42	37.62	6.63	10.34	5.66	9.22	6.96	12.86	13.90	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	19.24	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	15.22	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	ARISTOTLE INT... Moderate	NA	3.78	2.54	2.46	2.58	NA	NA	2.91	NA	NA	NA	NA	NA	NA	NA	3.76	0.18	3.66	2.53	2.25	3.06	3.19	2.41	2.13	2.48	2.10	6.93	4.92	2.73	2.18	2.25	3.33	2.29	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2023.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
ARISTOTLE INTERNATIONAL INC. 401K PROFIT SHARING PLAN Tactical Asset Allocation Moderate	NA	5.61%	0.93%	4.35%	3.60%	6.79%	7.95%	8.18%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	9.98%	9.75%	10.95%	11.06%	12.38%	9.19%	7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.25%	1.68%	4.40%	4.69%	6.67%	5.54%	5.08%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	ARISTOTLE INT... Moderate	-0.18	5.61	0.93	4.35	3.60	6.79	7.95	8.18	NA	1.51	16.68	-18.16	6.65	18.94	14.79	-2.86	15.99	1.17	-6.70	2.50	12.02	10.24	4.42	10.19	29.52	-6.48	21.94	17.50	17.65	8.59	16.74	4.90	5.76	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.25	9.98	9.75	10.95	11.06	12.38	9.19	7.54	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-0.67	6.25	1.68	4.40	4.69	6.67	5.54	5.08	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	ARISTOTLE INT... Moderate	NA	0.89	-0.13	0.54	0.45	NA	NA	0.89	NA	0.15	1.56	-1.96	0.69	1.57	2.35	-0.51	3.00	0.23	-1.06	0.40	2.01	2.79	0.53	0.95	3.05	-1.03	1.51	1.35	2.19	0.78	2.66	0.64	0.61	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.01	0.19	0.67	0.54	NA	NA	0.44	-1.15	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.06	0.01	0.45	0.36	NA	NA	0.48	-0.70	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	ARISTOTLE INT... Moderate	NA	7.75	9.13	9.30	7.87	NA	NA	8.11	NA	8.00	7.95	9.97	9.57	11.88	5.69	8.19	5.12	4.22	6.36	6.15	5.97	3.65	8.26	10.61	9.64	7.20	12.59	10.52	7.08	9.81	6.03	5.90	5.64	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.94	18.53	17.95	18.39	NA	NA	18.11	28.46	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.27	10.85	10.40	10.38	NA	NA	11.50	14.58	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	ARISTOTLE INT... Moderate	NA	5.97	20.75	20.75	20.75	NA	NA	20.75	NA	1.63	5.97	18.72	6.10	14.82	3.34	9.72	1.83	4.86	10.37	5.76	4.23	2.68	5.76	9.58	4.76	12.58	10.56	14.27	6.37	12.31	5.16	6.79	5.19	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	19.24	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	15.22	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	ARISTOTLE INT... Moderate	NA	3.62	3.01	3.01	2.84	NA	NA	3.40	NA	0.12	3.70	1.38	4.10	3.61	2.42	5.05	0.40	2.61	2.39	3.22	3.53	4.07	3.08	4.45	4.59	2.64	5.75	3.64	2.51	1.95	3.99	3.15	5.88	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Retirement Plan (401(k)) Info for ARISTOTLE INTERNATIONAL INC. 401K PROFIT SHARING PLAN

ARISTOTLE INTERNATIONAL, INC. 401(K) PROFIT SHARING PLAN

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