Investment options of AMERICAN PACKAGING CORPORATION 401K PLAN
Total Available Funds: 23
| Investment Description |
|---|
| MET LIFE STABLE VALUE FUND COLLECTIVE FUND |
| TRP CAPITAL APPRECIATION MUTUAL FUND |
| ALGER SMALL CAP FOCUS FUND Y MUTUAL FUND |
| PIMCO TOTAL RETURN FUND MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL MUTUAL FUND |
| ALLIANCE BERNSTEIN LARGE CAP GROWTH FUND Z MUTUAL FUND |
| MFS GROWTH ALLOCATION R4 MUTUAL FUND |
| AMERICAN MUTUAL FUND - CLASS R6 MUTUAL FUND |
| JP MORGAN US RESEARCH ENHANCED EQUITY R6 MUTUAL FUND |
| VANGUARD SMALL CAP GROWTH INDEX INV. MUTUAL FUND |
| VANGUARD SMALL CAP INDEX ADMIRAL MUTUAL FUND |
| VANGUARD 500 INDEX ADMIRAL MUTUAL FUND |
| VANGUARD WELLESLEY INCOME FUND - ADMIRAL CLASS MUTUAL FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R6 MUTUAL FUND |
| VANGUARD EXTENDED MARKET INDEX ADMIRAL MUTUAL FUND |
| INVESCO SHORT TERM BOND Y MUTUAL FUND |
| PIMCO INTERNATIONAL BOND USD HEDGED MUTUAL FUND |
| JP MORGAN MID CAP VALUE L MUTUAL FUND |
| MFS GLOBAL TOTAL RETURN R6 MUTUAL FUND |
| MFS INTERNATIONAL DIVERSIFICATION R6 MUTUAL FUND |
| FRANKLIN SMALL MID CAP GROWTH R6 MUTUAL FUND |
| TIAA- CREF LC INDEX 2025 - INSTITUTIONAL MUTUAL FUND |
| TIAA-CRF |
Investment model portfolios
We provide two types of investment model portfolios for AMERICAN PACKAGING CORPORATION 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMERICAN PACKAGING CORPORATION 401K PLAN