Investment options of AMERICAN HEALTHCARE, LLC RETIREMENT SAVINGS PLAN
Total Available Funds: 41
| Investment Description |
|---|
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2060 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2065 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2055 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2050 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2045 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2040 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2035 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2030 |
| JOHN HANCOCK LIFE INSURANCE COMPANY AMERICAN CENTURY 2025 |
| JOHN HANCOCK MULTI-INDEX LIFESTYLE AGGRESSIVE |
| JOHN HANCOCK MULTI-INDEX LIFESTYLE GROWTH |
| JOHN HANCOCK MULTI-INDEX LIFESTYLE BALANCED |
| JOHN HANCOCK MULTI-INDEX LIFESTYLE MODERATE |
| JOHN HANCOCK MULTI-INDEX LIFESTYLE CONSERVATIVE |
| DFA U. S. SMALL CAP FUND |
| MID CAP INDEX FUND |
| MID CAP GROWTH FUND |
| MFS MID CAP VALUE FUND |
| SMALL CAP INDEX FUND |
| T. ROWE PRICE HEALTH SCIENCES FUND |
| VANGUARD GROWTH INDEX FUND |
| VANGUARD MID-CAP GROWTH ETF |
| VANGUARD MID-CAP VALUE ETF |
| VANGUARD SMALL CAP GROWTH INDEX |
| VANGUARD SMALL CAP VALUE INDEX |
| 500 INDEX FUND |
| COLUMBIA OVERSEAS VALUE FUND |
| CAPITAL WORLD GROWTH & INCOME |
| DFA US LARGE CAP VALUE FUND |
| AMERICAN FUNDS NEW PERSPECTIVE FUND |
| INVESTMENT COMPANY OF AMERICA |
| PUTNAM GROWTH OPPORTUNITIES FUND |
| VANGUARD TOTAL WORLD STOCK ETF |
| VANGUARD VALUE INDEX FUND |
| AMERICAN FUNDS AMERICAN BALANCED FUND |
| FEDERATED HIGH YIELD BOND |
| JPMORGAN GLOBAL BOND OPPORTUNITIES FUND |
| CORE BOND FUND |
| TOTAL BOND MARKET FUND |
| WESTERN ASSET CORE BOND FUND |
| JOHN HANCOCK STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for AMERICAN HEALTHCARE, LLC RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMERICAN HEALTHCARE, LLC RETIREMENT SAVINGS PLAN