Investment options of AMERICAN FENCE AND SECURITY COMPANY 401(K) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| AMERICAN FUNDS GROWTH FUND OF AMER R6 MUTUAL FUND |
| AMERICAN FUNDS GROWTH PORT CL R6 MUTUAL FUND |
| AMERICAN FUNDS GR AND INC PORT R‐6 MUTUAL FUND |
| AMERICAN FUNDS MOD GWTH AND INC PORT R6 MUTUAL FUND |
| AMERICAN FUNDS CNSRV GR & INC R‐6 MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 MUTUAL FUND |
| AMERICAN FUNDS SMALLCAP WORLD FD R6 MUTUAL FUND |
| AMERICAN MUTUAL FUND R6 MUTUAL FUND |
| DODGE & COX INCOME MUTUAL FUND |
| NORTHERN GLOBAL REAL ESTATE FD MUTUAL FUND |
| NORTHERN HIGH YIELD FIXED INCOME MUTUAL FUND |
| VANGUARD INFLATION‐PROTECTED SEC ADM MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2020 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2025 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2030 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2035 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2040 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2045 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2050 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2055 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2060 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2065 INV MUTUAL FUND |
| VANGUARD TARGET RETIREMENT INCOME INV MUTUAL FUND |
| VOYA SMALL COMPANY R6 MUTUAL FUND |
| JP MORGAN MID CAP R6 MUTUAL FUND |
| JP MORGAN GLOBAL BOND R6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for AMERICAN FENCE AND SECURITY COMPANY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMERICAN FENCE AND SECURITY COMPANY 401(K) PLAN