Investment options of AGILIX SOLUTIONS, LLC PROFIT SHARING PLAN
Total Available Funds: 28
| Investment Description |
|---|
| SCHWAB BANK SAVINGS |
| SCHWAB PERSONAL CHOICE RETIREMENT ACCOUNTS |
| ARTISAN INTERNATIONAL VALUE |
| ARTISAN MIDCAP INSTITUTIONAL |
| COHEN & STEERS REALTY SHARES |
| FIDELITY SMALLCAP DISCOVERY |
| ALLSPRING EMERGING MKTS EQUITY |
| SCHWAB S& 500 INDEX INVESTMENTS |
| JP MORGAN LARGECAP GROWTH - R6 |
| PIMCO TOTAL RETURN |
| T ROWE PRICE NEW HORIZONS |
| TOUCHSTONE SANDS CAPITAL SELECT - GR Z |
| SCHWAB TREASURY INFL PROTECTED |
| SCHWAB FUNDAMENTAL U.S. SMALL MID CO INDEX |
| SCHWAB INTERNATIONAL INDEX FD |
| TIAA-CREF LARGE CAP VALUE INDEX |
| VANGUARD SMALLCAP VALUE INDEX ADMIRAL |
| VANGUARD SMALLCAP GROWTH INDEX |
| VANGUARD SHORT-TERM CORPORATE BOND INDEX |
| VANGUARD TOTAL BOND MARKET INDEX |
| VANGUARD INTERM-TERM GOVERNMENT BOND INDEX |
| VANGUARD EMERGING MARKETS INDEX ADMIRAL |
| VANGUARD GROWTH INDEX ADMIRAL |
| VANGUARD MIDCAP GROWTH INDEX ADMIRAL |
| VANGUARD MIDCAP INDEX ADMIRAL |
| VANGUARD MIDCAP VALUE INDEX ADMIRAL |
| VANGUARD REAL ESTATE INDEX ADMIRAL |
| TERRA FIRMA TERRA FIRMA US CON REALTY EQUITY |
Investment model portfolios
We provide two types of investment model portfolios for AGILIX SOLUTIONS, LLC PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AGILIX SOLUTIONS, LLC PROFIT SHARING PLAN