Investment options of ADVANCED ORTHOPEDICS OF OKLAHOMA, PLLC 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| FIDELITY MONEY MARKET |
| INVESCO STIT GOV & AGENCY PORTFOLIO MONEY MARKET |
| AMERICAN BEACON SMALL‐CAP VALUE R5 |
| COHEN & STEERS REALTY SHARES |
| DELAWARE EMERGING MARKETS R6 |
| DODGE & COX BALANCED |
| DODGE & COX INTERNATIONAL STOCK |
| DODGE & COX STOCK |
| FIDELITY CONTRAFUND |
| FRANKLIN SMALL CAP GROWTH R6 |
| JOHN HANCOCK DISCPL VALUE MID‐CAP R6 |
| METWEST TOTAL RETURN BOND |
| PIMCO HIGH YIELD INSTITUTIONAL |
| T ROWE PRICE DIVIDEND GROWTH I |
| T ROWE PRICE MID‐CAP GROWTH I |
| VANGUARD 500 INDEX ADMIRAL |
| VANGUARD DEVELOPED MARKETS INDEX ADM |
| VANGUARD INTERNATIONAL GROWTH ADM |
| VANGUARD TOTAL INTL BOND IDX ADMIRAL |
| VANGUARD WINDSOR II ADMIRAL |
| SELF DIRECTED INVESTMENTS SELF DIRECTED ACCOUNT |
| AGGRESSIVE GROWTH FUND COMMON COLLECTIVE TRUST |
| BALANCED FUND COMMON COLLECTIVE TRUST |
| BALANCED GROWTH FUND COMMON COLLECTIVE TRUST |
| BALANCED INCOME FUND COMMON COLLECTIVE TRUST |
| CONSERVATIVE FUND COMMON COLLECTIVE TRUST |
| GROWTH FUND COMMON COLLECTIVE TRUST |
| TARGET RETIREMENT 2015 FUND COMMON COLLECTIVE TRUST |
| TARGET RETIREMENT 2025 FUND COMMON COLLECTIVE TRUST |
| TARGET RETIREMENT 2035 FUND COMMON COLLECTIVE TRUST |
| TARGET RETIREMENT 2045 FUND COMMON COLLECTIVE TRUST |
| TARGET RETIREMENT 2055 FUND COMMON COLLECTIVE TRUST |
| TARGET RETIREMENT INCOME FUND COMMON COLLECTIVE TRUST |
| PUTNAM STABLE VALUE FUND COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for ADVANCED ORTHOPEDICS OF OKLAHOMA, PLLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADVANCED ORTHOPEDICS OF OKLAHOMA, PLLC 401(K) PLAN