ADVANCE 401K PLAN Investment Model Portfolios

Investment options of ADVANCE 401K PLAN

Total Available Funds: 13

Asset Class

Ticker

Description

US EQUITY
MID-CAP BLEND	CRMMX	CRM Mutual Fund Trust: CRM Mid Cap Value Fund; Investor Shares
Mid-Cap Growth	BGRFX	Baron Investment Funds Trust: Baron Growth Fund; Retail Shares
LARGE VALUE	AAGPX	American Beacon Funds: American Beacon Large Cap Value Fund; Investor Class Shares
LARGE GROWTH	CSIEX	Calvert Social Investment Fund: Equity Portfolio; Class A Shares
LARGE GROWTH	CEYIX	Calvert Social Investment Fund: Equity Portfolio; Class I Shares
LARGE VALUE	ANDAX	Allianz Funds: AllianzGI NFJ Dividend Value Fund; Administrative Class Shares
LARGE GROWTH	FDCAX	Fidelity Capital Trust: Fidelity Capital Appreciation Fund
SMALL VALUE	PSVIX	Allianz Funds: AllianzGI NFJ Small-Cap Value Fund; Institutional Class Shares
LARGE GROWTH	FCNTX	Fidelity Contrafund
SMALL VALUE	PVADX	Allianz Funds: AllianzGI NFJ Small-Cap Value Fund; Administrative Class Shares
LARGE GROWTH	FBGRX	Fidelity Securities Fund: Fidelity Blue Chip Growth Fund

Others
Moderate Allocation	FASMX	Fidelity Charles Street Trust: Fidelity Asset Manager 50%
Moderate Allocation	FBALX	Fidelity Puritan Trust: Fidelity Balanced Fund

Investment model portfolios

We provide two types of investment model portfolios for ADVANCE 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for ADVANCE 401K PLAN

ADVANCE 401(K) PLAN

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