Investment options of ADAMS AND REESE LLP 401(K) PROFIT SHARING PLAN AND TRUST
Total Available Funds: 31
| Investment Description |
|---|
| SCHWAB S&P 500 INDEX FUND |
| GROWTH FUND OF AMERICA R6 |
| FIDELITY MID CAP INDEX FUND |
| DODGE & COX STOCK FUND |
| HARTFORD INTERNATIONAL OPPORTUNITIES FUND R6 |
| METROPOLITAN WEST TOTAL RETURN BOND FUND I |
| OAKMARK EQUITY AND INCOME FUND INVESTOR CLASS |
| VANGUARD TREASURY MONEY MARKET FUND |
| FIDELITY TOTAL INTERNATIONAL INDEX FUND |
| T ROWE PRICE SHORT TERM BOND FUND |
| VANGUARD INFLATION-PROTECTED SECURITIES FUND |
| VICTORY SMALL CO OPPORTUNITY |
| BARON GROWTH FUND INSTITUTIONAL SHARES |
| PIMCO HIGH YIELD FUND |
| FIDELITY U. S. BOND INDEX |
| VANGUARD TOTAL INTERNATIONAL BOND INDEX |
| FIDELITY SMALL CAP INDEX FUND |
| COHEN & STEERS GLOBAL REALTY |
| T ROWE PRICE STRATEGIC COMMON TRUST FUND |
| T ROWE PRICE RETIREMENT 2030 TRUST |
| T ROWE PRICE RETIREMENT 2020 TRUST |
| T ROWE PRICE RETIREMENT 2040 TRUST |
| T ROWE PRICE RETIREMENT 2035 TRUST |
| T ROWE PRICE RETIREMENT 2050 TRUST |
| T ROWE PRICE RETIREMENT 2025 TRUST |
| T ROWE PRICE RETIREMENT 2010 TRUST |
| T ROWE PRICE RETIREMENT 2045 TRUST |
| T ROWE PRICE RETIREMENT 2055 TRUST |
| T ROWE PRICE RETIREMENT 2060 TRUST |
| T ROWE PRICE RETIREMENT 2015 TRUST |
| T ROWE PRICE RETIREMENT 2065 TRUST |
Investment model portfolios
We provide two types of investment model portfolios for ADAMS AND REESE LLP 401(K) PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADAMS AND REESE LLP 401(K) PROFIT SHARING PLAN AND TRUST