Investment options of A.B. DATA GROUP RETIREMENT AND SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| FIDELITY BLUE CHIP GROWTH REGISTERED INVESTMENT COMPANY |
| FIDELITY BALANCED REGISTERED INVESTMENT COMPANY |
| FIDELITY CAPITAL & INCOME REGISTERED INVESTMENT COMPANY |
| FIDELITY GOVERNMENT MONEY MARKET REGISTERED INVESTMENT COMPANY |
| FIDELITY MID CAP VALUE REGISTERED INVESTMENT COMPANY |
| FIDELITY STRATEGIC DIVIDEND & INCOME REGISTERED INVESTMENT COMPANY |
| FRANKLIN INCOME A REGISTERED INVESTMENT COMPANY |
| GLENMEDE SMALL CAP EQUITY ADV REGISTERED INVESTMENT COMPANY |
| INVESCO DIVERSIFIED DIVIDEND REGISTERED INVESTMENT COMPANY |
| INVESCO INTERNATIONAL GROWTH REGISTERED INVESTMENT COMPANY |
| JANUS HENDERSON VENTURE REGISTERED INVESTMENT COMPANY |
| LOOMIS SAYLES CORE PLUS BOND REGISTERED INVESTMENT COMPANY |
| MFS INTERNATIONAL VALUE REGISTERED INVESTMENT COMPANY |
| NUVEEN REAL ESTATE SECURITIES REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2025 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2030 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2035 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2040 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2045 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2050 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2055 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2060 REGISTERED INVESTMENT COMPANY |
| VANGUARD 500 INDEX ADMIRAL REGISTERED INVESTMENT COMPANY |
| VANGUARD MID CAP INDEX ADMIRAL REGISTERED INVESTMENT COMPANY |
| VANGUARD SHORT-TERM FEDERAL ADMIRAL REGISTERED INVESTMENT COMPANY |
| VANGUARD SMALL CAP INDEX ADMIRAL REGISTERED INVESTMENT COMPANY |
| VICTORY INTEGRITY SMALL CAP VALUE REGISTERED INVESTMENT COMPANY |
| BNY MELLON OPPORTUNISTIC MID CAP REGISTERED INVESTMENT COMPANY |
| PIMCO GLOBAL BOND OPPORTUNITIES REGISTERED INVESTMENT COMPANY |
| JPMORGAN US RESEARCH ENHANCED REGISTERED INVESTMENT COMPANY |
| TWEEDY, BROWNE INTERNATIONAL VALUE REGISTERED INVESTMENT COMPANY |
| FIDELITY MANAGED INCOME PORTFOLIO COMMON-COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for A.B. DATA GROUP RETIREMENT AND SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for A.B. DATA GROUP RETIREMENT AND SAVINGS PLAN