This plan was created based on a user's request. The following is the list of available funds in the plan:
Vanguard Target Retirement 2050 Fund VFIFX
Vanguard Target Retirement 2045 Fund VTIVX
Vanguard Target Retirement 2040 Fund VFORX
Stocks
Vanguard Total U.S. Stock Market Index VTSMX
Vanguard 500 Index VFINX
Vanguard High Dividend Yield Index VHDYX
Vanguard Small Cap Index NAESX
Vanguard FTSE All World ex-US Index VFWIX
Vanguard Emerging Markets Stock Index VEIEX
Columbia Small Cap Value I (Z) CSCZX
Combination
Vanguard Wellesley Income VWINX
Vanguard Balanced Index VBINX
Hussman Strategic Total Return HSTRX
Bonds
Vanguard Total Bond Market Index VBMFX
Vanguard Short-Term Bond Index VBISX
Vanguard Short-Term Investment Grade VFSTX
Vanguard Long-Term Bond Index VBLTX
Vanguard Long-Term Investment Grade VWESX
Vanguard High Yield Corporate VWEHX
Vanguard Inflation Protected Securities VIPSX
PIMCO Foreign Bond (USD Hedged) PFOAX
PIMCO Total Return A PTTAX
Money Market
Vanguard Prime Money Market VMMXX
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The following is a moderate-risk model portfolio constructed from the investment options of AAA Automotive 401K.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies