Bernatellos Pizza Inc. 401 K Profit Sharing Plan
Investment Model Portfolios

Total Available Funds: 20
Asset Class Ticker Description
Others
ROOT SWNRX Schwab Target 2050 Fund
ROOT SWMRX Schwab Target 2045 Fund
Target Date 2026-2030 SWDRX Schwab Target 2030
ROOT SWVXX Schwab Value Advantage Money Inv
Target Date 2011-2015 SWGRX Schwab Target 2015
Target Date 2016-2020 SWCRX Schwab Target 2020
Target Date 2000-2010 SWBRX Schwab Target 2010
Target Date 2036-2040 SWERX Schwab Target 2040
Target Date 2021-2025 SWHRX Schwab Target 2025
ROOT SWORX Schwab Target 2055 Fund
Target Date 2031-2035 SWIRX Schwab Target 2035
FIXED INCOME
Intermediate-Term Bond PTTRX PIMCO Total Return Instl
US EQUITY
Small Growth PSCZX Prudential Jennison Small Company Z
LARGE BLEND SWPPX Schwab S&P 500 Index
MID-CAP VALUE ARTQX Artisan Mid Cap Value Investor
LARGE VALUE AAGPX American Beacon Lg Cap Value Inv
LARGE GROWTH RGAEX American Funds Growth Fund of Amer R4
INTERNATIONAL EQUITY
WORLD STOCK RWIEX American Funds Capital World G/I R4
Foreign Large Blend REREX American Funds EuroPacific Gr R4
Foreign Large Blend DODFX Dodge & Cox International Stock

The following is a moderate-risk model portfolio constructed from the investment options of Bernatellos Pizza Inc. 401 K Profit Sharing Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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