GASTON COUNTY DYEING MACHINE COMPANY 401 K PROFIT SHARING PLAN
Investment Model Portfolios

Total Available Funds: 20
Asset Class Ticker Description
Others
Target Date 2000-2010 VTENX Vanguard Target Retirement 2010 Fund
Target Date 2021-2025 VTTVX Vanguard Target Retirement 2025 Fund
Target Date 2051+ VFFVX Vanguard Target Retirement 2055 Fund
Target Date 2016-2020 VTWNX Vanguard Target Retirement 2020 Fund
Target Date 2051+ VTTSX Vanguard Target Retirement 2060 Fund
Target Date 2046-2050 VFIFX Vanguard Target Retirement 2050 Fund
Target Date 2036-2040 VFORX Vanguard Target Retirement 2040 Fund
Target Date 2011-2015 VTXVX Vanguard Target Retirement 2015 Fund
Retirement Income VTINX Vanguard Target Retirement Income Fund
Target Date 2031-2035 VTTHX Vanguard Target Retirement 2035 Fund
Target Date 2026-2030 VTHRX Vanguard Target Retirement 2030 Fund
ROOT VMMXX Vanguard Prime Money Market Fund
Target Date 2041-2045 VTIVX Vanguard Target Retirement 2045 Fund
INTERNATIONAL EQUITY
Foreign Large Blend VGTSX Vanguard Total International Stock Index Fund Investor Shares
FIXED INCOME
Intermediate-Term Bond VBMFX Vanguard Total Bond Market Index Fund Investor Shares
US EQUITY
MID-CAP BLEND VIMSX Vanguard Mid-Cap Index Fund Investor Shares
LARGE BLEND VFINX Vanguard 500 Index Fund Investor Shares
LARGE BLEND VTSMX Vanguard Total Stock Market Index Fund Investor Shares
LARGE VALUE VIVAX Vanguard Value Index Fund Investor Shares
LARGE GROWTH RGAEX American Funds The Growth Fund of America R4

The following is a moderate-risk model portfolio constructed from the investment options of GASTON COUNTY DYEING MACHINE COMPANY 401 K PROFIT SHARING PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell