The Dun & Bradstreet Corporation 401(k) Plan
Investment Model Portfolios
The Dun & Bradstreet Corporation provides commercial information and insight on businesses worldwide.
Investment options of The Dun & Bradstreet Corporation 401(k) Plan
Total Available Funds: 27
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| Small Growth |
SSEGX |
Barclays Global Investors Mid / Sm Cap Index Fund Common / Collective Trusts |
| LARGE BLEND |
WFSPX |
Barclays Global Investors S & P 500 Index Fund Common / Collective Trusts |
| Small Growth |
PSGIX |
BlackRock Small Cap Growth Fund Mutual Funds |
| LARGE GROWTH |
FBGRX |
Fidelity Blue Chip Growth Fund Mutual Funds |
| LARGE VALUE |
FEQIX |
Fidelity Equity Income Fund Mutual Funds |
| MID-CAP BLEND |
FLPSX |
Fidelity Low Prices Stock Fund Mutual Funds |
| MID-CAP VALUE |
JMVAX |
Janus Mid-Cap Value Fund Mutual Funds |
| Mid-Cap Growth |
MGOTX |
Munder Mid-Cap Core Growth Fund Mutual Funds |
| SMALL VALUE |
NOSGX |
Northern Small Cap Value Fund Mutual Funds |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
MAILX |
Barclays Global Investors International Equity Index Fund Common / Collective Trusts |
| Foreign Large Growth |
FDIVX |
Fidelity Diversified International Fund Mutual Funds |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
WFBIX |
Barclays US Debt Market Fund Common / Collective Trusts |
| Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Fund - Institutional Class Mutual Funds |
| Intermediate-Term Bond |
VBTIX |
Galliard Intermediate Bond Fund |
| SHORT GOVERNMENT |
VSBIx |
Galliard Short AAA Fund |
|
| Others |
|
|
| Retirement Income |
STLAX |
Barclays Global Investors LifePath Portfolio RET D Common / Collective Trusts |
| ROOT |
STLBX |
Barclays Global Investors LifePath Portfolio 2010 D Common / Collective Trusts |
| ROOT |
no ticker |
Barclays Global Investors LifePath Portfolio 2015 D Common / Collective Trusts |
| Target Date 2016-2020 |
STLCX |
Barclays Global Investors LifePath Portfolio 2020 D Common / Collective Trusts |
| ROOT |
no ticker |
Barclays Global Investors LifePath Portfolio 2025 D Common / Collective Trusts |
| Target Date 2026-2030 |
STLDX |
Barclays Global Investors LifePath Portfolio 2030 D Common / Collective Trusts |
| ROOT |
no ticker |
Barclays Global Investors LifePath Portfolio 2035 D Common / Collective Trusts |
| Target Date 2036-2040 |
STLEX |
Barclays Global Investors LifePath Portfolio 2040 D Common / Collective Trusts |
| ROOT |
no ticker |
Barclays Global Investors LifePath Portfolio 2045 D Common / Collective Trusts |
| ROOT |
CASH |
Fidelity Investments Short Term Fund Money Market Funds |
| ROOT |
CASH |
Wells Fargo Short-Term Investment Fund Money Market Funds |
| ROOT |
CASH |
Money market substitute |
|
Investment model portfolios
We provide two types of investment model portfolios for The Dun & Bradstreet Corporation 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
The Dun & Bra... Moderate
|
-1.09 |
24.05 |
5.36 |
9.01 |
7.25 |
8.25 |
9.03 |
9.68 |
NA |
13.55 |
13.44 |
-8.25 |
8.89 |
16.95 |
18.64 |
-4.58 |
8.22 |
9.03 |
0.07 |
6.08 |
21.67 |
10.07 |
2.52 |
9.28 |
19.16 |
3.70 |
10.97 |
12.03 |
8.68 |
12.46 |
29.24 |
6.35 |
2.91 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
The Dun & Bra... Moderate
|
NA |
0.83 |
0.20 |
0.48 |
0.53 |
NA |
NA |
0.84 |
0.07 |
0.65 |
1.09 |
-0.75 |
0.71 |
0.97 |
2.33 |
-0.57 |
1.20 |
1.01 |
0.01 |
0.74 |
2.87 |
1.13 |
0.16 |
0.86 |
2.07 |
0.42 |
0.83 |
1.11 |
0.99 |
1.36 |
3.89 |
0.98 |
0.10 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.38 |
0.45 |
0.79 |
0.58 |
NA |
NA |
0.44 |
-0.41 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.37 |
0.27 |
0.54 |
0.40 |
NA |
NA |
0.49 |
0.24 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
The Dun & Bra... Moderate
|
NA |
10.65 |
10.83 |
12.69 |
10.77 |
NA |
NA |
9.66 |
8.58 |
10.77 |
8.44 |
12.85 |
12.55 |
17.16 |
7.41 |
10.36 |
6.32 |
8.71 |
8.88 |
8.17 |
7.53 |
8.90 |
15.78 |
10.67 |
9.21 |
6.67 |
9.56 |
7.87 |
6.55 |
8.46 |
7.34 |
5.37 |
6.09 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.34 |
18.36 |
17.85 |
18.44 |
NA |
NA |
18.11 |
27.98 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.36 |
10.78 |
10.33 |
10.40 |
NA |
NA |
11.50 |
14.24 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
The Dun & Bra... Moderate
|
NA |
6.88 |
14.48 |
21.13 |
21.13 |
NA |
NA |
21.13 |
0.58 |
6.88 |
6.56 |
15.55 |
8.69 |
21.13 |
4.51 |
13.56 |
2.83 |
7.29 |
7.98 |
5.71 |
3.66 |
8.13 |
14.24 |
9.66 |
4.31 |
7.07 |
6.78 |
9.07 |
4.50 |
8.15 |
3.14 |
3.85 |
6.95 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.15 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
The Dun & Bra... Moderate
|
NA |
4.21 |
4.66 |
5.25 |
4.61 |
NA |
NA |
0.00 |
NA |
3.10 |
2.44 |
2.43 |
8.38 |
6.88 |
5.07 |
4.04 |
4.04 |
5.01 |
3.66 |
3.34 |
13.20 |
7.06 |
3.61 |
2.73 |
4.85 |
5.15 |
4.62 |
3.70 |
3.95 |
3.49 |
3.28 |
3.90 |
7.87 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
