Vanguard 62
Investment Model Portfolios
This plan includes all of 62 Vanguard ETFs that are commission free in Vanguard brokerage.
Investment options of Vanguard 62
Total Available Funds: 68
| Asset Class |
Ticker
| Description |
| FIXED INCOME |
|
|
| Short-Term Bond |
BSV |
Vanguard Short-Term Bond ETF |
| Short-Term Bond |
VCSH |
Vanguard Short-Term Corp Bd Idx ETF |
| SHORT GOVERNMENT |
VGSH |
Vanguard Short-Term Govt Bd Idx ETF |
| Intermediate-Term Bond |
BIV |
Vanguard Intermediate-Term Bond ETF |
| Intermediate-Term Bond |
VCIT |
Vanguard Interm-Tm Corp Bd Idx ETF |
| Intermediate Government |
VGIT |
Vanguard Interm-Tm Govt Bd Idx ETF |
| Intermediate-Term Bond |
VMBS |
Vanguard Mortgage-Backed Sec Idx ETF |
| Intermediate-Term Bond |
BND |
Vanguard Total Bond Market ETF |
| LONG GOVERNMENT |
EDV |
Vanguard Extended Dur Trs Idx ETF |
| Long-Term Bond |
BLV |
Vanguard Long-Term Bond Index ETF |
| Long-Term Bond |
VCLT |
Vanguard Long-Term Corp Bond Idx ETF |
| LONG GOVERNMENT |
VGLT |
Vanguard Long-Term Govt Bd Idx ETF |
| Short-Term Bond |
CSJ |
iShares Barclays 1-3 Year Credit Bond |
| SHORT GOVERNMENT |
SHY |
iShares Barclays 1-3 Year Treasury Bond |
| Intermediate Government |
IEI |
iShares Barclays 3-7 Year Treasury Bond |
| Intermediate-Term Bond |
CIU |
iShares Barclays Intermediate Credit Bd |
| Long-Term Bond |
LQD |
iShares iBoxx $ Invest Grade Corp Bond |
| High Yield Bond |
HYG |
iShares iBoxx $ High Yield Corporate Bd |
|
| US EQUITY |
|
|
| LARGE BLEND |
VIG |
Vanguard Dividend Appreciation ETF |
| LARGE GROWTH |
VUG |
Vanguard Growth ETF |
| LARGE VALUE |
VYM |
Vanguard High Dividend Yield Indx ETF |
| LARGE BLEND |
VV |
Vanguard Large Cap ETF |
| LARGE BLEND |
MGC |
Vanguard Mega Cap 300 Index ETF |
| LARGE GROWTH |
MGK |
Vanguard Mega Cap 300 Gr Index ETF |
| LARGE VALUE |
MGV |
Vanguard Mega Cap 300 Value Index ETF |
| LARGE BLEND |
VONE |
VONE |
| LARGE GROWTH |
VONG |
VONG |
| LARGE VALUE |
VONV |
VONV |
| LARGE BLEND |
VTHR |
VTHR |
| LARGE BLEND |
VOO |
VOO |
| LARGE GROWTH |
VOOG |
VOOG |
| LARGE VALUE |
VOOV |
VOOV |
| LARGE BLEND |
VTI |
Vanguard Total Stock Market ETF |
| LARGE VALUE |
VTV |
Vanguard Value ETF |
| MID-CAP BLEND |
VXF |
Vanguard Extended Market Index ETF |
| MID-CAP BLEND |
VO |
Vanguard Mid Cap ETF |
| Mid-Cap Growth |
VOT |
Vanguard Mid-Cap Growth ETF |
| MID-CAP VALUE |
VOE |
Vanguard Mid-Cap Value ETF |
| SMALL BLEND |
VTWO |
VTWO |
| Small Growth |
VTWG |
VTWG |
| SMALL VALUE |
VTWV |
VTWV |
| MID-CAP BLEND |
IVOO |
IVOO |
| Mid-Cap Growth |
IVOG |
IVOG |
| MID-CAP VALUE |
IVOV |
IVOV |
| SMALL BLEND |
VIOO |
VIOO |
| Small Growth |
VIOG |
VIOG |
| SMALL VALUE |
VIOV |
VIOV |
| SMALL BLEND |
VB |
Vanguard Small Cap ETF |
| Small Growth |
VBK |
Vanguard Small Cap Growth ETF |
| SMALL VALUE |
VBR |
Vanguard Small Cap Value ETF |
|
| Others |
|
|
| Consumer Discretionary |
VCR |
Vanguard Consumer Discretionary ETF |
| Consumer Staples |
VDC |
Vanguard Consumer Staples ETF |
| Equity Energy |
VDE |
Vanguard Energy ETF |
| Financial |
VFH |
Vanguard Financials ETF |
| Health |
VHT |
Vanguard Health Care ETF |
| Industrials |
VIS |
Vanguard Industrials ETF |
| Technology |
VGT |
Vanguard Information Technology ETF |
| Natural Resources |
VAW |
Vanguard Materials ETF |
| Communications |
VOX |
Vanguard Telecom Services ETF |
| Utilities |
VPU |
Vanguard Utilities ETF |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
VNQ |
Vanguard REIT Index ETF |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
VWO |
Vanguard Emerging Markets Stock ETF |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
VEA |
Vanguard Europe Pacific ETF |
| EUROPE STOCK |
VGK |
Vanguard European ETF |
| Foreign Large Blend |
VEU |
Vanguard FTSE All-World ex-US ETF |
| FOREIGN SMALL/MID GROWTH |
VSS |
Vanguard FTSE All-Wld ex-US SmCp Idx ETF |
| DIVERSIFIED PACIFIC/ASIA |
VPL |
Vanguard Pacific Stock ETF |
| WORLD STOCK |
VT |
Vanguard Total World Stock Index ETF |
|
Investment model portfolios
We provide two types of investment model portfolios for Vanguard 62 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
Vanguard 62 T... Moderate
|
-1.68 |
21.87 |
6.05 |
8.17 |
7.43 |
8.80 |
9.82 |
9.13 |
NA |
8.49 |
15.83 |
-9.39 |
13.01 |
10.26 |
19.84 |
-1.57 |
9.61 |
8.67 |
-1.04 |
7.90 |
12.50 |
12.52 |
2.65 |
20.17 |
12.39 |
12.95 |
17.12 |
12.45 |
8.79 |
12.09 |
16.53 |
-9.32 |
2.31 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
Vanguard 62 T... Moderate
|
NA |
0.34 |
0.14 |
0.34 |
0.45 |
NA |
NA |
0.68 |
0.05 |
0.17 |
1.22 |
-0.90 |
1.19 |
0.43 |
2.93 |
-0.30 |
1.53 |
0.91 |
-0.11 |
0.98 |
1.58 |
1.77 |
0.17 |
1.45 |
0.97 |
1.73 |
0.97 |
0.78 |
0.77 |
1.38 |
2.34 |
-0.92 |
0.01 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
Vanguard 62 T... Moderate
|
NA |
11.05 |
10.91 |
14.29 |
11.72 |
NA |
NA |
10.92 |
13.20 |
11.11 |
9.49 |
11.98 |
10.93 |
23.26 |
6.30 |
9.62 |
5.85 |
9.30 |
10.04 |
8.01 |
7.91 |
7.03 |
15.76 |
13.83 |
12.65 |
6.94 |
14.59 |
11.79 |
8.60 |
8.07 |
6.77 |
11.30 |
0.05 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
Vanguard 62 T... Moderate
|
NA |
9.09 |
14.46 |
27.62 |
27.62 |
NA |
NA |
27.62 |
1.17 |
9.09 |
7.10 |
16.33 |
5.78 |
27.62 |
3.18 |
10.59 |
2.69 |
5.61 |
9.97 |
6.15 |
7.02 |
4.97 |
15.46 |
8.79 |
8.81 |
5.25 |
9.38 |
13.71 |
6.22 |
6.74 |
2.65 |
20.66 |
0.00 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
Vanguard 62 T... Moderate
|
NA |
2.03 |
2.34 |
2.23 |
2.40 |
NA |
NA |
0.00 |
NA |
1.34 |
2.04 |
2.17 |
2.20 |
2.19 |
3.43 |
1.68 |
2.63 |
2.98 |
2.19 |
2.35 |
1.88 |
3.27 |
3.23 |
3.25 |
3.51 |
3.10 |
2.64 |
2.95 |
2.87 |
2.22 |
1.92 |
1.01 |
2.31 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
