Low Quality Fund Plan 2010
Investment Model Portfolios

Basing on the fund quality result calculated on 10/16/2010, we select one or two lowest quality funds from each asset class to construct this plan. The plan consists of 49 funds, the fund quality scores of which are all below 10%.

Investment options of Low Quality Fund Plan 2010

Total Available Funds: 50
Asset Class Ticker Description
Others
Conservative Allocation FICBX Franklin Income B1
Moderate Allocation ACCRX ING Strategic Allocation Moderate C
Moderate Allocation ACROX ING Strategic Allocation Moderate I
World Allocation GGSBX Goldman Sachs Growth Strat B
ROOT CASH Money Market
Emerging Market
DIVERSIFIED EMERGING MKTS ETEMX Eaton Vance Emerging Markets A
DIVERSIFIED EMERGING MKTS NECAX ING Emerging Countries A
INTERNATIONAL EQUITY
Foreign Large Blend RINYX Russell International Developed Mkts Y
Foreign Large Blend PJRBX Dryden International Equity B
Foreign Large Value DIVTX DFA Intl Value II
Foreign Large Value DFHBX LWAS/DFA Intl High Book To Market
FOREIGN SMALL/MID GROWTH GISBX Goldman Sachs Intl Small Cap B
WORLD STOCK PUGCX Putnam Global Equity C
WORLD STOCK PEQMX Putnam Global Equity M
REAL ESTATE
Global Real Estate EGLRX Alpine International Real Estate
REAL ESTATE REPSX ProFunds Real Estate UltraSector Svc
REAL ESTATE SOAAX Spirit of America Real Estate Inc & Gr A
FIXED INCOME
High Yield Bond SHNAX SunAmerica High Yield Bond A
High Yield Bond LZHYX Lazard U.S. High Yield Instl
High Yield Muni OPTAX Oppenheimer AMT-Free Municipals A
Intermediate Government EUSBX Evergreen US Government B
Intermediate Government USGAX Morgan Stanley US Govt Secs A
Intermediate-Term Bond GMDBX GMO Domestic Bond III
Intermediate-Term Bond OPBYX Oppenheimer Core Bond Y
Multisector Bond PDVYX Putnam Diversified Income Y
Muni Single State Interm SGATX RidgeWorth GA Tax-Exempt Bond I
Muni Single State Long EVGAX Eaton Vance GA Municipals B
SHORT GOVERNMENT ASITX AMF Short U.S. Government
SHORT GOVERNMENT ONTBX JPMorgan Treasury & Agency B
Short-Term Bond FSFCX Fidelity Advisor Short Fxd-Inc C
Short-Term Bond TRSBX JPMorgan Short-Term Bond II Sel
WORLD BOND GMIBX GMO International Bond III
WORLD BOND BIIBX BlackRock Intl Bond Inv B
US EQUITY
LARGE BLEND LCBCX AIM Large Cap Basic Value C
LARGE BLEND DFELX DFA Enhanced U.S. Large Company I
LARGE GROWTH TSGEX Turner Large Cap Growth Institutional
LARGE GROWTH GLCCX Goldman Sachs Struct Large Cap Gr C
LARGE VALUE PBOTX Pioneer Value B
LARGE VALUE NLVBX Nationwide Large Cap Value B
MID-CAP BLEND IMSCX IMS Capital Value
MID-CAP BLEND UMVEX BlackRock Aurora Inv B
Mid-Cap Growth BWAFX Brandywine Advisors Midcap Growth
Mid-Cap Growth EKAAX Evergreen Mid Cap Growth A
MID-CAP VALUE LMOPX Legg Mason Opportunity Prim
SMALL BLEND SVSCX SSgA Small Cap
SMALL BLEND MNSMX Manning & Napier Small Cap A
Small Growth SGCDX BlackRock Small/Mid Growth Inv C
Small Growth CNVCX Calvert New Vision Small Cap C
SMALL VALUE DSVBX Dreyfus Small Cap Value B
SMALL VALUE SCMVX Schneider Small Cap Value

Investment model portfolios

We provide two types of investment model portfolios for Low Quality Fund Plan 2010 participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 12/29/2017.
AR inception is since 12/31/2000.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Low Quality Fund Plan 2010 Tactical Asset Allocation Moderate NA 11.77% 8.87% 9.18% 8.62% 9.58% NA 8.94%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 21.10% 10.70% 15.62% 8.37% 9.80% 7.19% 6.79%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 14.76% 6.09% 7.98% 4.91% 7.21% 6.36% 5.77%

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