Allegheny Petroleum Products Co. 401K Profit Sharing Plan Investment Model Portfolios

Investment options of Allegheny Petroleum Products Co. 401K Profit Sharing Plan

Total Available Funds: 14

Asset Class

Ticker

Description

US EQUITY
Small Growth	JATTX	Janus Triton T
LARGE BLEND	NEIAX	Columbia Large Cap Index A
SMALL BLEND	RSEFX	Royce Special Equity Svc
Mid-Cap Growth	LACAX	Columbia Acorn A
LARGE BLEND	MRGJX	MFS Core Equity R4
LARGE VALUE	SVIIX	RidgeWorth Large Cap Value Equity A
MID-CAP BLEND	FMDCX	Federated Mid-Cap Index Svc
MID-CAP VALUE	ACMVX	American Century Mid Cap Value Inv
LARGE GROWTH	OLGAX	JPMorgan Large Cap Growth A

INTERNATIONAL EQUITY
Foreign Large Blend	LICRX	Lord Abbett Intl Core Equity R3
Foreign Large Value	TFFAX	Templeton Foreign Adv

REAL ESTATE
REAL ESTATE	VGSIX	Vanguard REIT Index Inv

Emerging Market
DIVERSIFIED EMERGING MKTS	ODMAX	Oppenheimer Developing Markets A

FIXED INCOME
Intermediate-Term Bond	PTTAX	PIMCO Total Return A

Investment model portfolios

We provide two types of investment model portfolios for Allegheny Petroleum Products Co. 401K Profit Sharing Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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