ALLIANZ GLOBAL INVESTORS OF AMERICA L.P. 401K SAVINGS AND RETIREMENT PLAN
Investment Model Portfolios
Investment options of ALLIANZ GLOBAL INVESTORS OF AMERICA L.P. 401K SAVINGS AND RETIREMENT PLAN
Total Available Funds: 33
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| WORLD STOCK |
DGSCX |
AllianzGI Global Small-Cap Institut |
| FOREIGN SMALL/MID GROWTH |
ALOIX |
AllianzGI International Small-Cap I |
| WORLD STOCK |
PTHWX |
PIMCO EqS Pathfinder Institutional |
| Foreign Large Blend |
PNIAX |
Allianz Funds: AllianzGI International Managed Volatility Fund; Class A Shares |
| Foreign Large Blend |
NAISX |
Allianz AGIC Intl Mgd Volatility In |
| Foreign Large Value |
ANJIX |
Allianz NFJ International Value Ins |
|
| Others |
|
|
| World Allocation |
PAAIX |
PIMCO All Asset Instl |
| ROOT |
PAIDX |
PIMCO Short Asset Investment Instl |
| World Allocation |
PGAIX |
PIMCO Global Multi-Asset Instl |
| Target Date 2011-2015 |
AZGAX |
Allianz Funds Multi-Strategy Trust: AllianzGI Retirement 2015 Fund; Class A Shares |
| ROOT |
PGFXX |
PIMCO Government Money Market M |
| Currency |
PLMIX |
PIMCO Emerging Markets Currency Ins |
| Target Date 2046-2050 |
ASNIX |
Allianz Glbl Inv Solutions 2050 Ins |
| World Allocation |
PAUIX |
PIMCO All Asset All Authority Inst |
| Technology |
DRGTX |
AllianzGI Technology Institutional |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
AEMPX |
Allianz Funds: AllianzGI Emerging Markets Opportunities Fund; Class P Shares |
| DIVERSIFIED EMERGING MKTS |
AOTIX |
Allianz AGIC Emerging Markets Opp I |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
PRRSX |
PIMCO Real Estate Real Return Strat |
|
| US EQUITY |
|
|
| Small Growth |
AAMPX |
Allianz Funds Multi-Strategy Trust: AllianzGI Micro Cap Fund; Class P Shares |
| SMALL VALUE |
PSVIX |
AllianzGI NFJ Small-Cap Value Instl |
| Small Growth |
AEGDX |
Allianz Funds Multi-Strategy Trust: AllianzGI US Emerging Growth Fund; Class D Shares |
| LARGE GROWTH |
PGWAX |
Allianz Funds: AllianzGI Focused Growth Fund; Class A Shares |
| Mid-Cap Growth |
DRMCX |
AllianzGI Mid-Cap Institutional |
| Small Growth |
AMCIX |
AllianzGI Micro Cap Institutional |
| LARGE GROWTH |
DRLCX |
AllianzGI Large-Cap Growth Institut |
| Small Growth |
POPAX |
Allianz Funds: AllianzGI Opportunity Fund; Class A Shares |
| LARGE GROWTH |
PGFIX |
AllianzGI Focused Growth Institutio |
| LARGE BLEND |
PSTKX |
PIMCO StocksPLUS Instl |
|
| FIXED INCOME |
|
|
| High Yield Bond |
PHIYX |
PIMCO High Yield Instl |
| Multisector Bond |
PIMIX |
PIMCO Income Instl |
| Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Instl |
| Emerging Markets Bond |
PEBIX |
PIMCO Emerging Markets Bond Instl |
|
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
PCRIX |
PIMCO Commodity Real Ret Strat Inst |
|
Investment model portfolios
We provide two types of investment model portfolios for ALLIANZ GLOBAL INVESTORS OF AMERICA L.P. 401K SAVINGS AND RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
