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Are your savings and current lifestyle on track for the retirement you want? Let’s check.
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🔒 My Finance Vault 0 fields
Your financial data synced across all steps.
Your Profile
💑 Spouse Information
Your expected annual expenses during retirement.
💰 Guaranteed Income (SS, Pension)
Income below only counts once you reach the start age above.
⚙️ Advanced Assumptions
Higher rate = more annual income but greater risk of depletion.
Annual increase in household income until retirement.
Assessment
📖 Methodology & Guidance
Inputs: Enter your current age, target retirement age, income, current spending, expected retirement spending, investable assets, and any guaranteed income (Social Security, pensions).
Outputs: This tool projects your portfolio growth from now to retirement using your expected return and inflation rates. It calculates your annual retirement income as: (projected portfolio × withdrawal rate) + pension + Social Security. This is compared against your expected retirement spending to determine readiness.
How to use: Adjust your savings rate, retirement age, or assumptions to see how they impact your projected readiness. The “Advanced Assumptions” section lets you fine-tune return, inflation, and withdrawal rate.