Investing For The Long Term
Time-tested investment strategies
We provide valuable information and resources on asset allocation, diversification, and low-cost funds:
- Customized strategic and tactical asset allocation portfolios: based on time-tested strategies, these portfolios optimize returns while managing risk effectively.
- Income investment portfolios: based on excellent bond mutual funds or ETFs, these portfolios provide stable income and potential capital appreciation.
- Lazy portfolios from various guru investors: inspired by renowned guru investors, these portfolios offer a hands-off approach to investing, utilizing low-cost index funds or ETFs.
- Investment tools: portfolio simulation and backtesting, investment and portfolio calculators, asset class trends and correlation, mutual fund, ETF, and stocks analysis.
We offer regular free newsletters to keep you informed and stay the course in a long-term investment journey. Our premium subscription plans let you customize, monitor investment model portfolios for 401(k) plans and brokerage accounts.
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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...
Time-tested asset allocation strategies
- Strategic allocation portfolios
- Tactical dynamic allocation portfolios
- Taylored to personal risk profile
- With low-cost ETFs or mutual funds
- Applied to retirement plans (401(k), annuities …)
Model portfolios for brokerage investors
- Model portfolios for major brokerages
- Retirement IRAs or solo 401(k)
- Taxable brokerage investment accounts
- ETFs or no-load no-transaction fee mutual funds
Model portfolios for income investors
- Model portfolios for major brokerages
- Based on excellent total return bond mutual fund
- Based on total return bond ETFs
- Outperformed even best bond mutual funds for past decade
Advanced Portfolios
- Global tactical allocation portfolios
- Factor, style, sector and Fidelity select fund rotation portfolios
- Various timing and seasonality portfolios
- Tools for asset trends, correlation, smart fund manager …
Lazy portfolios from investment gurus
- Comprehensive collection of lazy portfolios
- Gurus like Warrent Buffett, David Swensen, Scott Burns etc.
- Detailed historical returns, rolling returns, maximum drawdowns etc.
ETFs & Mutual Funds
- Historical total returns & risk data
- Dividend histories and up to date dividend data
- Charts and tables for comparison
- Risk managed ETF or mutual fund clones
Featured Investment Articles
Why Managing Volatility Matters
Most investors think about returns first. But what gets less attention, and probably deserves more, is volatility. Risk adjusted returns matter more. Being comfortable with portfoiio swings is the key to investment success.
Stock Compensation 101: How People Build Wealth (or Blow It)
In this issue:
- Latest in Retirement Savings & Personal Finance: Review and Get Rid of Your Unused Subscriptions, Private Equity & Crypto Investments in Your Retirement Accounts, Germany’s Early Start Pension
- Stock Compensation 101: How People Build Wealth (or Blow It)
- Tools & Tips: RSU Calculator
- Market Overview
How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)
In this issue:
- Latest in Retirement Savings & Personal Finance: Workplace Benefits like Flexible Spending & Telemedicine, AI Taking over Jobs?
- How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)
- Tools & Tips: ESPP Tax and Cost Basis Calculator
- Market Overview
June 2025 MyPlanIQ Portfolio Update
In this issue:
- MyPlanIQ Composite Allocation Indicator & Applications
- Fund Analysis: Factor Funds & Healthcare Industry Trend
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
- Market Overview
Simple 401(k) Investment Guide
In this issue:
- Latest in Retirement Savings & Personal Finance: College Education Affordability Declined, Rising Debt Puts Your 401(k) Retirement Savings in a Pickle
- Simple 401(k) Investment Guide
- Tools & Tips: 401(k) Investment Assistant
- Market Overview
Why Actively Managed Bond Funds Outperform Index Funds More Often Than Stocks
Multiple research results now point to what seems like a consistent pattern: active bond funds tend to outperform their passive peers more often than stock funds do.
Income Growth, Historical 401(k) Contribution Limit Data
In this issue:
- Latest in Retirement Savings & Personal Finance: Interest Rates Rise Again, Rising Home Insurance Cost, …
- Historical Income Growth, 401(k) Contribution Limit Growth
- Tools & Tips: 401(k) Maximum Match Calculator — Marvell Semiconductor
- Market Overview
How Much Should I Save for Retirement By Age? A Realistic Reference
In this issue:
- Latest in Retirement Savings & Personal Finance: Medicare Rude Surprise, Scoop to Be a Millionaire
- How Much Should I Save for Retirement By Age? A Realistic Reference
- Tools & Tips: Retirement Savings by Age Calculator
- Market Overview
Warren Buffett’s Phenomenal Run: The Oracle May Retire, But His Legacy Endures
In this issue:
- Latest in Retirement Savings & Personal Finance: Social Security Early Claims Surge, Student Loan Collection Resumed, …
- Warren Buffett’s Phenomenal Run: The Oracle May Retire, But His Legacy Endures
- Tools & Tips: Rolling Return Calculator
- Market Overview
Portfolio Calculator (Simulator)
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