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Annuity Income Payout vs. Invest & Withdraw

Annuity Income Payout vs. Invest & Withdraw

In this issue:

  • Latest in Retirement Savings & Personal Finance: Annuity Is Back, HSA & Retirement Healthcare Improvement, Growing Medical Debt Crisis
  • Tools & Tips: Annuity vs Invest Calculator
  • Annuity Income Payout vs. Invest & Withdraw
  • Market Overview
Public Pay Might Be Higher Than You Think (Once You Do the Math)

Public Pay Might Be Higher Than You Think (Once You Do the Math)

In this issue:

  • Latest in Retirement Savings & Personal Finance: High 401(k) Savings Rate, The Big Beautiful Bill’s Deficit Increase & Who Are Affected by the BBB
  • Public Pay Might Be Higher Than You Think (Once You Do the Math)
  • Tools & Tips: Retirement Pension Value Calculator
  • Market Overview
What $1 Million Really Buys You in Retirement: Annuity vs. Investment Strategy

Why Managing Volatility Matters

Most investors think about returns first. But what gets less attention, and probably deserves more, is volatility. Risk adjusted returns matter more. Being comfortable with portfoiio swings is the key to investment success.

Stock Compensation 101: How People Build Wealth (or Blow It)

Stock Compensation 101: How People Build Wealth (or Blow It)

In this issue:

  • Latest in Retirement Savings & Personal Finance: Review and Get Rid of Your Unused Subscriptions, Private Equity & Crypto Investments in Your Retirement Accounts, Germany’s Early Start Pension
  • Stock Compensation 101: How People Build Wealth (or Blow It)
  • Tools & Tips: RSU Calculator 
  • Market Overview
How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)

How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)

In this issue:

  • Latest in Retirement Savings & Personal Finance: Workplace Benefits like Flexible Spending & Telemedicine, AI Taking over Jobs?
  • How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)
  • Tools & Tips: ESPP Tax and Cost Basis Calculator 
  • Market Overview
June 2025 MyPlanIQ Portfolio Update

June 2025 MyPlanIQ Portfolio Update

In this issue:

  • MyPlanIQ Composite Allocation Indicator & Applications
  • Fund Analysis: Factor Funds  & Healthcare Industry Trend
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Simple 401(k) Investment Guide

Simple 401(k) Investment Guide

In this issue:

  • Latest in Retirement Savings & Personal Finance: College Education Affordability Declined, Rising Debt Puts Your 401(k) Retirement Savings in a Pickle
  • Simple 401(k) Investment Guide
  • Tools & Tips: 401(k) Investment Assistant
  • Market Overview
Income Growth, Historical 401(k) Contribution Limit Data

Income Growth, Historical 401(k) Contribution Limit Data

In this issue:

  • Latest in Retirement Savings & Personal Finance: Interest Rates Rise Again, Rising Home Insurance Cost, …
  • Historical Income Growth, 401(k) Contribution Limit Growth
  • Tools & Tips: 401(k) Maximum Match Calculator — Marvell Semiconductor
  • Market Overview
May 2025 MyPlanIQ Portfolio Update

May 2025 MyPlanIQ Portfolio Update

In this issue:

  • Major Asset Trends Review: International Stocks Shined and TIPS Disappointed
  • Fund Analysis: All Weather Fund ALLW and CLO ETF JBBB Follow up
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
What Are Lazy Portfolios?

What Are Lazy Portfolios?

Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.

April 2025 MyPlanIQ Portfolio Update

April 2025 MyPlanIQ Portfolio Update

In this issue:

  • 1970s Redux: Why the Smithsonian Era Feels Strangely Familiar in 2025
  • Fund Analysis: All Weather ETF ALLW
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Maximize Your Cash Returns

Maximize Your Cash Returns

In this issue:

  • Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
  • Maximize Your Cash Returns
  • Good Funds: Capital Group ETFs
  • Market Overview
March 2025 MyPlanIQ Portfolio Update

March 2025 MyPlanIQ Portfolio Update

In this issue:

  • Growth vs. Value: Late Stage and Early Stage of a Bull Market
  • Fund Analysis: CLO Bond Funds
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?

Roth IRA for Kids? SEP IRA for Rental Income?

In this issue:

  • News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
  • 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime 
  • Backdoor Roth IRA Pro-Rata Conversion Calculator
  • Market Overview