401(k) Investment Assistant
The 401(k) Investment Assistant is an easy-to-use tool designed to help to go through steps in 401(k) Investors to come up with an investment portfolio. By answering a few simple questions about your age, retirement plans, and investment preferences, the assistant will guide you step-by-step and provide personalized suggestions for your 401(k) investments. Whether you’re new to 401(k) investing or looking to fine-tune your portfolio, this assistant offers clear suggestions to help you on various fund or portfolio allocations. It’s for education only. For personal related advice, please consult a financial advisor.
See 401(k) Investors for more details.
401(k) Investment Assistant
This assistant helps you to make informed decisions about your 401(k) investments.
How to Use the 401(k) Investment Assistant
- Follow the On-Screen Prompts
- The assistant will guide you through a series of questions:
- How old are you?
- When do you expect to retire?
- Are you a beginner in 401(k) investing?
- Depending on your answers, you may be asked about target date funds, balanced funds, or your desired stock allocation
- Review Personalized Suggestions
- After answering the questions, the assistant will provide tailored investment suggestions, such as:
- Recommended target date or balanced funds
- Custom portfolio allocations (e.g., two fund or three fund portfolios)
- Explore Premium Features (Optional)
- If you wish to utilize MyPlanIQ premium composite indicator to reduce risk and improve returns, you can subscribe our premium plan. See What We Offer and White Paper.
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Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
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